Open Enrollment period for 2027 coverage: November 1, 2026, through January 31, 2027.

Individual and Family Plans: Renewal Center

Your 2027 renewal center

Your guide to next year's coverage, understanding what's changing with your plan and helpful ways to maximize the value of your benefits.

Need financial help?

You may be eligible to get financial help

Need help deciding?

Choosing the right healthcare coverage can be challenging

Compare plans

Log in and compare your 2027 medical plan options and start a plan change if you find one that better suits your needs. 

More to consider

Whether you’re continuing with your current plan or exploring options for 2027, find the guidance and resources you need to make informed decisions

2027 plan updates and changes

Discover what’s new for 2027, including plan changes, rate updates, and important dates  to know.

Discover more value

Select PPO Individual & Family Plans now include Virtual Blue℠ program benefit. Virtual Blue℠ combines virtual primary, specialist, and behavioral healthcare, often with same-day appointments, with $0 copay.

Life events and your coverage

Learn how turning 65, having a newborn, or other changes in your life affect your coverage and what steps to take.

Renewal FAQs – plans direct from Blue Shield

Get answers to common questions about renewing your medical plan purchased directly from Blue Shield, from enrollment deadlines to coverage details.

Renewal FAQs – plans purchased through Covered California

Renewing through Covered California? Find specific guidance for marketplace enrollments, subsidies, and plan transitions.

Renewal FAQs – dental, vision, or life insurance coverage

Understand your renewal options and keep your supplemental coverage up to date. †

 

Don't forget dental, vision, and life insurance coverage.

Good health includes your dental and vision health, too. We’ve got you covered with a variety of dental and vision plans, as well as individual life insurance and Accidental Death & Dismemberment coverage.†

 

Enroll in a dental and/or vision plan

Keep your whole health in mind in the coming year.

Enroll in life insurance

Protect your loved ones’ financial security.

* Covered California determines eligibility and the amount of the subsidy.
† Underwritten by Blue Shield of California Life & Health Insurance Company (Blue Shield Life).