How to prepare for open enrollment

During open enrollment (November 1 through January 31) we encourage every member to take some time to reflect on their healthcare needs going into the next year.

If your current plan is still a good fit based on your needs and budget and will still be available to you next year, then your enrollment is all set. Paying your monthly premium keeps you enrolled.

What to look for in a health plan
Understanding health plans can be challenging. Need more guidance? Here are things to consider when evaluating your plan.
Understand the cost of coverage

Here are some ways to make it easier to know what’s included.

Assess your healthcare needs for next year

Here are some ways to determine whether switching to a new plan is the right option.

How to choose the right coverage

We know how important choosing the right healthcare coverage can be. If you are thinking that a different plan might be better, you can use this information to help you prepare, so you can feel good about your choice for the coming year.

 

When you know what plan you want or are comfortable with a straightforward plan comparison to help you choose, you can log in to your online account to switch plans.

 

Choose your new IFP medical plan

Thinking about switching plans?

Compare plan types to help make your transition smoother. You can purchase some plans either directly from Blue Shield or from Covered California, California’s health plan marketplace.

Stay covered. Stay confident.

Make sure your 2027 plan fits how you get care

Open enrollment is the time to review your coverage and explore your care options for the year ahead. Learn how Blue Shield Individual and Family Plans (IFPs) can support virtual care, in-person visits, mental health, specialist care, and more – so you can choose the plan that works best for you and your family.

PPO and Trio HMO plan comparison
Compare PPO plans
Compare Trio HMO Plans
Help & resources

Reach out to your broker, or Member Services at (888) 256-3650 (TTY: 711) to make sure all of your pressing questions are answered.

Plan documents

Access your Evidence of Coverage (EOC)/Policy including your Summary of Benefits (SOB), Summary of Benefits and Coverage (SBC), and Summary of Dental Benefits and Coverage (SDBC)