How to prepare for open enrollment
During open enrollment (November 1 through January 31) we encourage every member to take some time to reflect on their health care needs going into the next year.
If your current plan is still a good fit based on your needs and budget and will still be available to you next year, then your enrollment is all set. Paying your monthly premium keeps you enrolled.
Here are some ways to make it easier to know what’s included.
Here are some ways to determine if switching to a new plan is the right option.
We know how important choosing the right healthcare coverage can be. If you are thinking that a different plan might be better, you can use this information to help you prepare, so you can feel good about your choice for the coming year.
When you know what plan you want or are comfortable with a straightforward plan comparison to help you choose, you can log in to your online account to switch plans. Also, we have provided a video to guide you through the steps.
Choose your new IFP medical plan.
Compare plan types to help make your transition smoother. You can purchase some plans either directly from Blue Shield or from Covered California, California’s health plan marketplace.
Stay covered. Stay confident.
Learn more about some of our most popular plans.
Silver 70 Off Exchange PPO Play video
Silver 73 PPO Play video
Silver 1750 PPO Play video
Bronze 60 PPO Play video
Stay with Blue Shield for less
Due to the changes in the availability of government financial help in the form of subsidies and the eligibility requirements for enrolling in the Silver 73 cost sharing reduction plan, you may be able to pay less for a monthly premium by enrolling in a plan sold directly through Blue Shield.
You might be able to pay a lower monthly premium even if you qualify for a subsidy. Compare your 2026 premium and benefits against one of the following plans:
Silver 70 Off Exchange PPO or Trio HMO
Silver 1750 PPO
Silver 2600 HDHP PPO
Bronze 7500 Trio HMO
Access your Evidence of Coverage (EOC), Policy including your Summary of Benefits (SOB), Summary of Benefits and Coverage (SBC), and Summary of Dental Benefits and Coverage (SDBC)