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introducing Blue Shield's next generation of health plans

We're helping to change the way health care is delivered with Trio HMO.
It's a plan that offers the same comprehensive benefits as our regular HMO plans at a lower cost. 

Large group markets (101+)

Discover the quality, choice, and affordability Trio HMO brings to large group markets (101+).



Small business markets (1-100)

Explore the tangible benefits Trio HMO can deliver to small business markets (1-100).



Individual and family markets

Learn about the affordability and quality Trio HMO delivers to individuals and families.



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With Trio HMO, discover:

  • Lower premiums – providing the potential to reduce employee contributions
  • Year-over-year rate stability and more coordinated care

Thanks to Trio HMO, we're breaking down barriers, reducing duplication of services and improving members' overall experience.

Quick links

Trio HMO network and service area

Trio HMO plans offer affordable access to a high-quality network of local doctors, specialists, and hospitals.

View the network and service area
Trio HMO features

Through our accountable care organization (ACO) collaboration, care is delivered more efficiently, helping lower premiums.

Find out more about Trio HMO
Blue Shield ACOs

Trio HMO plans are powered by accountable care organizations (ACOs), a network of doctors, specialists and hospitals.

See how ACOs work
Shield Concierge personal support

Connect members to customer service representatives and certified healthcare experts.

Learn about Shield Concierge
Wellvolution

Wellvolution® has been proven to prevent and reverse disease through 100% lifestyle based approaches.

Join the Wellvolution
Discount programs

Get help saving money and living healthier with a wide range of discount programs.

Get discounts