Getting More Value from Healthcare Dollars

Small Changes Can Add Up to Big Savings

Helping your employees get more value from each healthcare dollar not only saves them money but also helps you lower your rates over time. We have developed a number of helpful tips that you can share with your employees to help educate them on how to make good choices.

By making informed choices about network providers, generic drugs and emergency room visits, your employees can reduce their out of pocket costs and get better value for their health care dollar.

To help you get the word out about reducing some of the costs of health care, we’ve created materials that you can download, print and share with your employees. There are four easy ways to educate your employees about smart ways to save money: desk-drop, check-stuffer, flier or poster you can post up in common areas.

See Smart Savings at Ambulatory Surgery Centers (ASC)

Depending on their plan, when your employees need outpatient surgery, they can save by choosing a network ambulatory surgery center over a network hospital for outpatient surgeries. Out-of-pocket expenses for procedures like bunion surgery, tonsillectomies, and colonoscopies are much lower when performed at a network ASC. We encourage your employees to talk to their doctor about ASCs. Learn more.

Avoid Price Tag Shock by Using Network Providers

One way your employees with a Blue Shield PPO plan can start saving on healthcare costs is by choosing an in-network provider. Blue Shield negotiates special lower rates for members with contracted doctors and hospitals, so going "out of network" results in higher copays and potentially denied claims. Learn more.

Choose Generic and Save on Drug Costs

Prescription drugs can be some of healthcare's most expensive items - especially the costs of brand-name prescriptions. In some cases a brand-name drug is the only available drug for a condition. For many other health conditions, a generic works just as well - and can cost up to 80 percent less. Learn more.

Treatment in a Doctor's Office for Non-Emergency Care

While an emergency room is appropriate for life-threatening medical emergencies, treatment costs in the ER for non-emergency conditions can cost five times more than treatment in the doctor's office. Employees who schedule checkups with their doctors can help catch small problems before they turn into big ones. Learn more.