Large Groups
With a wide range of medical plans, along with dental coverage, vision coverage, and life insurance1 – you can be assured that you're offering your clients solid support from Blue Shield. You'll find a selection of quality health plans for all your clients, from cost-conscious groups to others looking for richer plans. Large employers (101 and above) can choose from a range of plans and have the flexibility to tailor benefits and financial arrangements to meet specific needs.
Plan Comparison Tool
Learn more about Blue Shield's large group coverage with the Broker Plan Comparison Tool. This interactive tool features our portfolio medical, dental, and vision plans, along with a new comparison of our 2025 pharmacy riders, allowing users to view a single plan, or compare multiple plans side by side.
Network Comparison Tool
Learn more about Blue Shield’s network options with the Network Comparison Tool. This interactive tool allows users to compare networks by region, provider group, hospitals, and more.
Announcements
New benefits, greater value in 2026
Get the latest portfolio plan updates and features that will deliver greater value for large groups in 2026 and beyond.
Save your clients a bundle when they add dental, vision, and life*
With our 2026 Benefit Solutions bundling program your clients can save up to 3.0% on their medical premiums when they add dental, vision, and life, effective January 1, 2026.
*Underwritten by Blue Shield of California Life & Health Insurance Company.
2023 Medical Loss Ratio (MLR) rebates
MLR calculations for 2022 have been completed. Blue Shield does not owe MLR rebates in 2023 to any fully-insured groups as MLR targets were met or exceeded for these health plans. For more information visit the mandates page.
Group Benefits and Coverage Plan Documents
Access Mid/Large Group Benefits and Coverage Plan Documents (EOCs, SBCs, SOBs)
New pharmacy care model
Learn more about our new pharmacy care model.
Line of business products
Medical
We offer a selection of quality health plans for all your clients, from cost-conscious groups to others looking for richer plans. Large employers (101 and above) can choose from a range of plans and have the flexibility to tailor benefits and financial arrangements to meet specific needs.
Dental
Affordable dental plans with access to a nationwide dental provider network add value to any employer's benefits package. With a range of dental PPO and HMO plans and a variety of rate and benefit options, you can offer your clients a well-priced wellness solution that helps keep their employees healthy and productive.
Vision
Vision coverage is an essential part of a comprehensive benefits package that can help your clients maintain a happy, healthy workforce and increase employee productivity, which helps their bottom line. Groups with 101 or more eligible employees can purchase large group vision coverage with or without Blue Shield medical coverage.
Life insurance
Life insurance and accidental death and dismemberment (AD&D) insurance are integral parts of a comprehensive benefits package and are time-honored ways to help employees protect their families from the financial challenges that can arise from the death or disability of a loved one. Plans with coverage of up to $100,000 are available.
1 Health insurance products are offered by Blue Shield of California Life & Health Insurance Company. Health plans are offered by Blue Shield of California.
* HMO member out-of-state coverage is limited to emergency and urgent care.
