HMO plans offer your clients affordable coverage and comprehensive benefits with predictable copayments for office visits. All HMO plans offer clients the freedom to see a specialist without a referral*, and out-of-area coverage for urgent and emergency care through the BlueCard® program.
Access+ HMO plans
Access+ HMO® plans include our broadest HMO network that includes more than 44,000 physicians and over 325 hospitals and 350 medical groups/IPAs throughout the state.
Local Access+ HMO plans
Local Access+ HMO® plans have the same comprehensive coverage as the comparable full-network Access+ HMO plans, but with a narrow network and lower monthly rates.
Access+HMO SaveNet plans
Access+ HMO® SaveNetSM plans are perfect for your clients who want to take advantage of a smaller network for greater potential savings. With SaveNet, members get the comprehensive benefits, self-referral to specialists and value-added services available with the Access+HMO plan.
Trio HMO plans
We've put our powerful connection to work for your clients to create a family of precision network HMO plans: Trio HMO. These plans focus on delivering choice, affordability and coordinated care for your clients and their employees.
* For Access+ HMO, Access+ HMO SaveNet and Local Access+ HMO plan members, the medical group or IPA must be an Access+ provider for members to use this benefit. Medical groups and IPAs that participate in the Access+ Specialist program are designated with an “A+” in our online and printed directories and on Blue Shield member ID cards. For Trio HMO plan members, as a Blue Shield of California HMO member, your Blue Shield member ID card will have a “T+” next to your primary care physician’s medical group or Independent Practice Association if it offers the Trio+ Specialist option.