The PPO plan family features a progression of plans with different medical deductibles and coinsurance amounts, offering clients a choice of different price points to choose from, within the same plan family.
2022 Summary of Benefits for PPO plans.
Full PPO Plans
Preferred Provider Organization (PPO) plans give your clients and their employees the flexibility and simplicity of having direct access to the physicians and specialists in our preferred provider network.
Full PPO Savings Plans
PPO Savings plans are ideal for employees who want to be actively in control of their healthcare expenses by saving tax-advantaged dollars for future medical expenses. These high-deductible health plans (HDHPs)† can be paired with an HSA, HRA, HIA, FSA, LPFSA, or other financial accounts. PPO Savings plans are offered with full network coverage. Each plan includes prescription drug coverage.
Tandem PPO Plans
These plans offer a select network of providers that deliver the same benefits as our Full PPO plans but at a lower cost. Tandem members are matched with a primary care physician to help them navigate their healthcare needs. Like other PPO plans, Tandem offers members the flexibility to see any doctor or specialist without a referral. Learn more by visiting blueshieldca.com/tandem.
Active Choice PPO Plans
Active Choice plans give flexibility and greater management over spending while providing reliable protection against the impact of high-cost services.
HMO plans offer your clients affordable coverage and comprehensive benefits with predictable copayments for office visits. All HMO plans offer clients the freedom to see a specialist without a referral*, and out-of-area coverage for urgent and emergency care through the BlueCard® program.
2022 Summary of Benefits for HMO plans.