Healthcare reform: individuals & families

The Affordable Care Act (ACA) introduced all new coverage for individual and family plans effective January 1, 2014, with more comprehensive benefits and coverage and new rules about how you purchase plans.

Grandfathered health plans

Find out what a "grandfathered plan" is and which reform mandates apply to them.

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Changes to your coverage

Get more information about how healthcare reform is affecting your health insurance benefits and services, such as preventive health services.

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Healthcare reform frequently asked questions

Get the answers to important questions about grandfathered plans, including what they are, what mandates apply and if the status can change.

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Disclosure of rate information

View the 2022 rates for most individual and family plans.

View rate disclosure (PDF 90 KB)

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