Blue Shield
Trio home

the coverage you expect at an affordable price

Consider switching to Trio HMO during open enrollment

We believe health care should be easy, affordable, and local. Our Trio HMO plans keep monthly premiums as low as possible by relying on a local network of doctors, specialists, and hospitals that work closely together to coordinate your care. 

Every Trio HMO plan comes with Shield Concierge, personalized support from a team of experts including registered nurses, pharmacists, member service representatives and more – available to help in your coordination of care and answer several different types of questions – with just one phone number.

How Trio works

Want to learn more? Watch this short video showing how Trio gives you both affordability and access to a high quality network of local doctors and hospitals.

Trio in your area

Trio HMO relies on a local network so the doctors and hospitals that serve you are close to your home or work. See if Trio is available in your area.

Explore Trio HMO providers

Trio HMO plans are powered by our accountable care organizations (ACOs). organizations (ACOs). See who particpates in our Trio ACO HMO network.

Woman and child

What makes Trio such a great choice?

Here are some Trio plan highlights:

  • You can choose the local doctors, hospitals and pharmacies that are right for you. 
  • Get access to Shield Concierge – a team of experts and dedicated customer service representatives ready to answer all your benefit and health-related questions.   
  • Receive a FitBit wireless activity tracker at no extra cost for subscribers as part of Trio’s enhanced wellness package. 


Trio resources

Coverage from Covered California or directly from Blue Shield

Find out more about Trio if your health plan is from Covered California or directly from Blue Shield

Learn more
Coverage from your employer

If you get your health insurance through your employer, ask that Trio HMO be a benefit plan option for your company.

Learn more
Already a Trio member?

Learn how to get the most out of your Trio HMO plan.

Learn more