Finally: a health plan committed to lowering the cost of health care without sacrificing the coverage and support small business employees need. 

Trio HMO plans are designed to offer an affordable way to access a quality network of providers. With unique member support features like Shield Concierge – particularly useful to employers with a small or no HR team – Trio is transforming the healthcare landscape. 

Tangible benefits for employers

Trio offers a simple way to maintain a strong benefits program while reducing unnecessary expenses. 

  • Lower benefit costs without shifting cost to the employee through higher deductibles and copays
  • Typically lower premiums than our Access+ HMO®, estimated at 12% to 15% less, depending on the region 
  • Cost trends lower than our Access+ HMO or full PPO, which can bring stabilization to annual price increases
  • More coordinated care, which can translate to faster returns to work and a higher level of employee wellness and productivity 

Check Trio availability in your area

Trio HMO is a plan that is designed to offer convenience, quality and affordability and comes standard with the following benefits:

  • 360˚ customer service with Shield Concierge
  • $0 24/7 virtual care consults online or by phone with Teladoc
  • $0 virtual mental health support with Teladoc*
  • $0 first visit on-demand doctor house calls with Heal
  • myStrength digital program that helps members deal with stress, anxiety, sleep and more*
  • Extensive pharmacy network that includes major chains
  • Option to self-refer to specialists within the same medical group
  • Access healthy foods at a reduced price with Healthy Savings®
  • Urgent and emergency care coverage worldwide
  • Meal delivery program for qualified patients recovering from serious illness

*Effective with new or renewing 2021 plans

Download the latest Employer/Broker Trio Brochure (PDF, 355) to learn about all the benefits Trio can offer small groups and their employees. 

Download the 2021 Trio HMO Network flyer (PDF, 94KB) to view the Trio network and service area.

Trio plans for small business

The following are 2021 Trio HMO plans available to your clients:

On-Exchange Plans:

  • Blue Shield Trio Platinum 90 HMO 0/20 + Child Dental
  • Blue Shield Trio Gold 80 HMO 250/35 + Child Dental
  • Blue Shield Trio Silver 70 HMO 2250/55 + Child Dental

Off-Exchange Plans:

  • Platinum Trio HMO 0/20 OffEx
  • Platinum Trio HMO 0/25 OffEx
  • Platinum Trio HMO 0/30 OffEx
  • Gold Trio HMO 0/30 OffEx
  • Gold Trio HMO 500/35 OffEx
  • Gold Trio HMO 1000/35 OffEx
  • Gold Trio HMO 1500/35 OffEx
  • Silver Trio HMO 2350/65 OffEx

Download the benefit summaries for these plans at Broker Connection.