Individual term life insurance plans

Term Life and Accidental Death & Dismemberment (AD&D) insurance

Individual term life insurance from Blue Shield of California Life & Health Insurance Company (Blue Shield Life) can help your clients protect their loved ones from the unexpected. Proceeds can help contribute toward funeral expenses and other daily living expenses in uncertain times.

  • Life insurance can be purchased on a standalone basis without a medical plan.
  • Various increments from $10,000 to $100,000 are available.
  • All requests for life insurance are processed using a dedicated life insurance application form (Application for Individual Term Life Insurance Coverage). Approval is subject to medical underwriting.
  • Please refer to the ITL and AD&D benefit amounts and premium sheet for pricing.

You can also share with your clients our Dental, Vision and Life plans at a glance (PDF, 742 KB) and life insurance infographic (PDF, 378 KB) to help them understand the importance of life insurance when they need it the most.


2024 Plans at a Glance: Provide your clients with a high-level overview of our Blue Shield dental, vision and life plans. English (PDF, 742 KB), Chinese (PDF, 1.037 KB), Korean (PDF, 824 KB), Spanish (PDF, 733 KB), Vietnamese (PDF, 64 5KB)

Benefit options

Life insurance and Accidental Death and Dismemberment (AD&D) benefits are available in the following amounts: $10,000, $15,000, $25,000, $50,000, $75,000, and $100,000. Life insurance may be purchased with or without AD&D, but AD&D may only be purchased if a life insurance policy is purchased.  All life insurance and AD&D plans terminate at age 65. 

© California Physicians' Service DBA Blue Shield of California 1999-2024. All rights reserved. California Physicians’ Service DBA Blue Shield of California is an independent member of the Blue Shield Association. Health insurance products are offered by Blue Shield of California Life & Health Insurance Company. Health plans are offered by Blue Shield of California.