Original Medicare offers basic coverage. But you may find that it does not cover all the services and supplies you need.
For instance, it does not cover physical exams, hearing aids and routine eye care.
How can I enhance my Medicare coverage?
A Medicare Supplement plan can help you pay for some of the costs not covered by Original Medicare.
There are 10 types of Medicare Supplement plans. Each plan lets you choose any doctor, hospital and healthcare provider that accepts Medicare.
These plans no longer cover prescription drugs. However, you do have options available.
You can add coverage for prescription drugs by enrolling in a Medicare Prescription Drug Plan. Private companies like Blue Shield offer these types of plans. Make sure the plan you choose covers the prescriptions you need.
Or, you can replace your Original Medicare with a Medicare Advantage Prescription Drug Plan, which offers:
- Prescription drug coverage
- Original Medicare benefits
- Additional benefits not covered by Medicare
Many of these plans have no monthly plan premiums and no Part D deductibles. Most require only a copayment when you receive a covered service or drug. However, some plans may have annual limits.
Other, less common types of Medicare Advantage Plans include:
- Medicare Advantage HMOs without Medicare Part D prescription drug coverage
- Medicare preferred provider organizations (PPOs)
- Medicare private fee-for-service plans
- Medicare special needs plans
You can find more information on these types of plans at medicare.gov
What plans does Blue Shield offer?
Blue Shield makes choosing the right health coverage easy. We offer Medicare Advantage-Prescription Drug HMO Plans, nine Medicare Supplement Plans and two stand-alone Medicare Prescription Drug Plans statewide.
Medicare Advantage Prescription Drug HMO Plans are available throughout Orange, San Diego and Fresno counties. They are also available in parts of Kern, Los Angeles, Riverside, Sacramento, San Bernardino, San Luis Obispo, Santa Barbara and Ventura counties.
We share your values
Fairness, equality, compassion and accountability: These are the values that Blue Shield holds dear.
We've been serving Californians for more than 75 years. We've long been a voice for access to quality, affordable care. And we offer a variety of Medicare plan options that can fit your life.