Is a Medicare Supplement plan right for me?

What is a Medicare Supplement (Medigap) plan?

• A plan that supplements Original Medicare with additional benefits.
• A plan accepted by any doctor or hospital that accepts Medicare.
• It helps cover some of the healthcare costs that are not covered by Original Medicare, like coinsurance, copayments, and deductibles.
   

Download a guide to your Medicare options

Why choose a Medicare Supplement plan

• You want to see any provider who accepts Medicare
  • You want to visit doctors beyond your local network
  • You want to see providers outside of California
• You want to add dental and prescription drug coverage at the same time

Already have a Medicare Supplement plan and want to switch to another?

Switching can be simple. For plans of equal or less value:

• Transfer during your annual Open Enrollment Period, which starts on the first day of your birthday month and ends 60 days after your birthday.
• No medical exam is required.

For plans of greater value:

• Transfer can be done anytime during the year.
• The applicant must complete a new application and provide responses to all the questions in the Applicant’s Statement of Health questionnaire for underwriting review and approval.

Note: Extra/Innovative plans are considered “equal to” the baseline plan of that type. Subscribers currently enrolled in Medicare Supplement Plan F can transfer to Plan F Extra⁴, and members currently enrolled in Plan G can transfer to Plan G Extra during their annual Open Enrollment Period without underwriting. (That means no medical exam is required.)

For more switching details, see the Guaranteed Acceptance guide.