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Vision Coverage
Small Businesses (1 to 100)

Consider this:  Vision benefits offer positive return on investment by potentially increasing workforce productivity. When vision is even moderately uncorrected, performance can be decreased by up to 20%.1 Our affordable coverage for routine vision care is a good value for your clients.
Blue Shield vision* plans include a choice of low or no eye exam copayments, making it easier than ever for you to offer your clients an affordable wellness solution, since eye exams can play an important role in the early detection of health problems like diabetes and hypertension as well as eye diseases.
All of our small group plans offer:
  • Streamlined administration: one bill, one renewal and one point of administration for all of your clients' Blue Shield business. Employers can access all of their coverage through Employer Connection for information and management of all their plans.
  • A two-year initial rate guarantee for all new groups on their vision coverage, giving them added financial predictability for their budgeting and planning needs.
  • Neither underwriting nor a DE-9C is required for vision coverage when written without a Blue Shield medical plan.
Vision plan advantages:
  • One of California's largest provider networks with access to more than 29,000 ophthalmologists, optometrists and opticians nationwide, including more than 6,900 in California, available through a contracted vision plan administrator.
  • Our vision plans offer access to major retail chains-like Costco (warehouse, membership required), Walmart (wholesale) and LensCrafers, independent eye care providers and an online provider for contact lens materials. Retailers typically offer convenient evening and weekend hours.
  • $0 or $15 eye exam copayment on all vision plans make it economical to get preventive care.
  • Benefits that include eye exams, lenses and frames, and polycarbonate (shatter-proof) lenses for covered dependent children.
  • Contact Lens "Plus" plans that cover both eyeglass lenses/frames and contact lens coverage including evaluation, fittings and materials up to $120 during the benefit period.
  • $150 frame allowance plans help to meet the rising cost of frames and includes coverage for progressive lenses, photochromic lenses, and anti-reflective coating, the three most common lens enhancements.
  • Three voluntary vision plans are available for employers to offer eye care benefits with no contribution on their part. Only 3 employees are required to enroll.
  • Standard contribution requirements of 25% with only a 65% participation requirement allow great flexibility for small business employers.
All members have access to:
  • LASIK discounts2 – 20% discount on LASIK and PRK laser vision surgery through the QualSight provider network in California.
  • Discount Vision Program2 – 20% off the published retail prices when using network providers in the Discount Vision Program network for frames, lenses, non-prescription sunglasses and more.
  • Online Options – Our convenient online provider, allows members to shop for contact lenses, readers andother accessories 24/7.
Calculate the Value
Vision plans that cover comprehensive eye exams and quality vision wear can reduce medical costs and boost employee productivity. To help your clients see the potential financial impact, take advantage of the Healthy Sight Calculator.
See the Value
Help your clients see the value that vision coverage can bring them in the infographic, Why You Need Group Vision Coverage.
*Underwritten by Blue Shield of California Life & Health Insurance Company.
1. Vision in Business Report,” Vision Council of America, July 2, 2007.
2. The network of practitioners and facilities in the discount programs are managed by the external program administrators identified below, including any screening and credentialing of providers. Blue Shield does not review the services provided by discount program providers for medical necessity or efficacy. Nor does Blue Shield make any recommendations, representations, claims, or guarantees regarding the practitioners, their availability, fees, services, or products. Some services offered through the discount program may already be included as part of the Blue Shield health plan covered benefits. Members must access covered services prior to using the discount program. Blue Shield reserves the right to terminate this program at any time without notice. Discount programs administered by or arranged through independent companies: Discount Vision Program – MESVision; LASIK and PRK – Laser Eye Centers, LLC.
Broker Resources
Benefit summaries
Evidence of Coverage
Vision brochure
Vision network at a glance
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Pediatric dental and vision coverage
Vision Infographich
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