A quality network is now within reach

Our health plans include affordable pricing with Trio HMO and the flexibility to choose your provider with a PPO. If you see a plan you like, call us at (888) 273-4540.

Plans at a glance

Explore 2025 Blue Shield of California health insurance plans

* Certain income eligibility requirements may apply for certain plans. Only Covered California can determine enrollment eligibility.

BRONZE

Affordable premiums to cover the basics

Pay less on monthly premiums. Provider visits and prescriptions cost more than with other plans.

    Consider if you or your family:

  • Prefer coverage for emergencies only. You rarely visit the doctor or get prescriptions
  • Understand this plan has a higher deductible than others plans
  • Understand this plan pays 60% of covered medical expenses once you meet your deductible

Blue Shield Bronze 60 PPO

Blue Shield Bronze 60 HDHP PPO

Blue Shield Minimum Coverage PPO

SILVER

POPULAR

Most popular: Balanced costs for premiums and expenses

Lower costs for monthly payments, provider visits, and prescriptions deliver real value.

       Consider if you or your family:

  • Visit providers several times a year and/or need multiple prescriptions
  • Understand you may have a deductible, depending on the plan
  • Understand this plan pays 70% of covered medical expenses once you meet your deductible

Blue Shield Silver 70 PPO

Blue Shield Silver 70 Trio HMO

Blue Shield Silver 94 PPO

Blue Shield Silver 94 Trio HMO

Blue Shield Silver 87 PPO

Blue Shield Silver 87 Trio HMO

Blue Shield Silver 73 PPO

Blue Shield Silver 73 Trio HMO

GOLD

Higher premiums for more comprehensive coverage

Limit out-of-pocket costs for frequent provider visits and prescriptions.

      Consider if you or your family:

  • Visit health care providers frequently and/or require many prescriptions
  • Understand there is no deductible with this plan
  • Understand that your plan pays 80% of covered medical expenses

Blue Shield Gold 80 PPO

Blue Shield Gold 80 Trio HMO

PLATINUM

Peace of mind with maximum coverage

Get the highest level of coverage for your ongoing health care needs.

      Consider if you or your family:

  • Visit health care providers often, have many prescriptions, or might have a planned procedure
  • Understand there is no deductible with this plan
  • Understand that your plan pays 90% of covered medical expenses

Blue Shield Platinum 90 PPO

Blue Shield Platinum 90 Trio HMO

 Give us a call

(888) 273-4540

* The estimated subsidy income is based on the household and income information you provided. Only Covered California can determine your eligibility and actual subsidy amount. Changes to eligibility may include changes to your available government financial help for the coming year and/or eligibility for enrollment in certain cost-sharing reduction plans like the Silver 94, Silver 87, or Silver 73 plan.

© California Physicians' Service DBA Blue Shield of California 1999-2024. All rights reserved. California Physicians’ Service DBA Blue Shield of California is an independent member of the Blue Shield Association. Health insurance products are offered by Blue Shield of California Life & Health Insurance Company. Health plans are offered by Blue Shield of California.

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