| Plan Cost Summary | |
|---|---|
| Estimated Monthly premium | (after estimated savings applied) |
| Calendar year deductible | $6,650 per individual / $13,300 per family |
| Calendar year pharmacy deductible | N/A |
| Calendar year out-of-pocket maximum | $6,650 per individual / $13,300 per family |
| No cost preventive care | |
|---|---|
| Preventive Care | $0 |
| Well Baby Care | $0 |
| Prenatal Office Visits | $0 |
| Pediatric Dental Benefits: Preventive | $0 |
| Pediatric Vision Benefits: Exams | $0 |
| No cost extras | |
|---|---|
| 24/7 Nurse Hotline | No additional cost |
| Shield Concierge | Not available |
| Health and Wellness Discounts (gym, weight loss programs, and more) | No additional cost |
| Retail prescription drugs | |
|---|---|
| Tier 1 (generic drugs) | Before pharmacy deductible: Full cost After pharmacy deductible: $0 |
| Tier 2 (preferred brand drugs) | Before pharmacy deductible: Full cost After pharmacy deductible: $0 |
| Tier 3 (non-preferred brand drugs) | Before pharmacy deductible: Full cost After pharmacy deductible: $0 |
| Tier 4 (specialty drugs) | Before pharmacy deductible: Full cost After pharmacy deductible: $0 |
| Physician and medical services | |
|---|---|
| Office Visit - Primary Care (internal medicine, family practice, OB/GYN, pediatrics) | Before deductible: Full cost |
| After deductible: $0 |
|
| Office Visit - Specialist Care | Before deductible: Full cost |
| After deductible: $0 |
|
| Teladoc | 0% after deductible |
| Retail clinics | Cost depends on the service performed. Cost is the same as if the service was performed elsewhere. |
| Acupuncture (from an American Specialty Health Plans network acupuncturist) | Before deductible: Full cost |
| After deductible: $0 |
|
| Chiropractic (from an American Specialty Health Plans network chiropractor) | Not covered |
| Lab and X-ray diagnostics | |
|---|---|
| Laboratory Tests | Before deductible: Full cost |
| After deductible: $0 |
|
| X-rays | Before deductible: Full cost |
| After deductible: $0 |
|
| Imaging (CT / PET scan, MRI) from an outpatient radiology center | Before deductible: Full cost |
| After deductible: $0 |
|
| Urgent and emergency | |
|---|---|
| Urgent care | Before deductible: Full cost |
| After deductible: $0 |
|
| Emergency Room Services | Before deductible: Full cost |
| After deductible: $0 |
|
| Ambulance | Before deductible: Full cost |
| After deductible: $0 |
|
| Maternity care | |
|---|---|
| Maternity - Prenatal office visits | $0 |
| Maternity - Other professional services | Before deductible: Full cost |
| After deductible: $0 |
|
| Maternity - hospital stay | Before deductible: Full cost |
| After deductible: $0 |
|
| Hospital and outpatient | |
|---|---|
| Outpatient Surgery Services | Before deductible: Full cost |
| After deductible: $0 |
|
| Hospital Stays | Before deductible: Full cost |
| After deductible: $0 |
|
| Dental and vision | |
|---|---|
| Pediatric Dental Benefits: Preventive | $0 |
| Pediatric Dental Benefits: Restorative Procedures | 20% |
| Pediatric Dental Benefits: Medically Necessary Orthodontics | 50% |
| Pediatric Vision Benefits: Exams | $0 |
| Pediatric Vision Benefits: Eye Glasses | 1 pair per year |