Local Access+ HMO
Local Access+ HMO Goes the Extra Distance for Your Employees
Blue Shield's Local Access+ HMO®select network plans offer rate savings compared to corresponding Access+ HMO plans.1
Affordability. Coverage. Access.
If you're looking to lower healthcare coverage rates without compromising comprehensive benefits for employees, offer them a Local Access+ HMO plan – a standalone select network plan from Blue Shield of California for 51+ groups. Your employees can enjoy these benefits and more:
- Access to local doctors and hospitals employees trust
- Out-of-state urgent care through the BlueCard® Program
- Access to specialists without a referral2
- Health and wellness programs at no additional cost
Local Access Provider Group Lookup
Use the interactive map below to see where Local Access+ HMO is available and if you are eligible for a Local Access+ HMO plan. Please make your selection:
Choose your county from the dropdown menu below or,
Enter your zip code and click on the search box
Local Access+ HMO Plans
- Zero Admit 10 Facility Coinsurance 20-20%
- Zero Admit 20 Facility Coinsurance 25-25%
- Zero Admit 30 Facility Coinsurance 40-40%
- Per Admit 10-250 Facility Coinsurance 45-50%
- Per Admit 20-500 Facility Deductible 15-10%
- Per Admit 25-750 Facility Deductible 20-25%
- Per Admit 40-1000 Facility Deductible 30-30%
- Facility Coinsurance 15-20% Facility Deductible 40-40%
Service Area
Employees must live or work within the Local Access+ HMO service area, which includes the following counties, except where noted:
Contra Costa County, except for ZIP codes: 94525, 94530, 94547, 94564, 94569, 94572, 94801, 94802, 94803, 94804, 94805, 94806, 94807, 94808, 94820, 94850
Kern County, except for ZIP codes: 93205, 93206, 93220, 93222, 93224, 93225, 93226, 93238, 93240, 93243, 93249, 93251, 93252, 93255, 93268, 93283, 93285, 93287, 93501, 93502, 93504, 93505, 93516, 93518, 93519, 93524, 93555, 93558, 93560, 93596
Los Angeles County, except for ZIP codes: 90704, 93243, 93510, 93532, 93534, 93535, 93536, 93539, 93543, 93544, 93550, 93551, 93552, 93553, 93584, 93586, 93590, 93591, 93599
Marin County
Orange County
Riverside County, except for ZIP codes: 92225, 92226, 92239, 92275, 92539
Sacramento County, except for ZIP codes: 95632, 95638, 95639, 95641, 95671, 95680, 95683, 95690, 95693, 95798, 95799
San Bernardino County, except for ZIP codes: 91759, 92252, 92256, 92267, 92268, 92277, 92278, 92280, 92284, 92285, 92286, 92304, 92305, 92309, 92310, 92314, 92315, 92317, 92321, 92322, 92323, 92325, 92326, 92327, 92332, 92333, 92338, 92341, 92342, 92347, 92352, 92356, 92358, 92363, 92364, 92365, 92366, 92368, 92372, 92378, 92382, 92385, 92386, 92391, 92395, 92397, 92398, 92407, 93523, 93562, 93592San Diego County, except for ZIP codes: 91905, 91906, 91934, 91963, 91980, 91987, 92004, 92036, 92066, 92086
San Francisco County
San Luis Obispo County
San Mateo County, except for ZIP codes: 94018, 94019, 94020, 94021, 94028, 94028, 94037, 94038, 94060, 94074
Santa Clara County
Santa Cruz County
Sonoma County
Stanislaus County
Ventura County, except for ZIP codes: 91307, 91358, 91359, 91360, 91361, 91362, 91377, 93020, 93021, 93040, 93042, 93062, 93063, 93064, 93065, 93094, 93099
Yolo County
Local Access+ HMO vs. SaveNet (PDF, 495KB)
Local Access+ HMO network IPAs and medical groups by county (PDF, 524KB)
Local Access+ HMO network physician and hospital directory (PDF, 8.2MB)
1 Savings are in comparison to each Local Access+ HMO plan's comparable Access+ HMO plan.
2 The medical group or IPA must be an Access+ provider for members to use this benefit. Medical groups and IPAs that participate in the Access+ Specialist program are designated with an A+ in our online and printed directories and on Blue Shield member ID cards.