Why do you need a Blue Shield Medicare Supplement plan?

Original Medicare offers basic coverage. But it does not cover all the services and supplies you need. For example, it does not cover prescription drugs, physical exams, hearing aids or routine eye care. A Medicare Supplement plan allows you to fill some gaps left uncovered by Original Medicare and get additional savings.

Complete Medicare coverage infographic

Blue Shield offers nine Medicare Supplement plans.

The plans vary in price, and each health plan offers a different set of benefits.

Complement Blue Shield Medicare Supplement coverage by adding SilverScript® Choice (PDP) - affordable prescription drug coverage from SilverScript - one of America's largest1 standalone Medicare Part D prescription drug plan sponsors. Protect your savings from the high cost of prescriptions with $0 deductible and nationwide SilverScript Choice pharmacy network for only $28.50/month.

We also offer affordable dental and dental+vision plans for Medicare Supplement plan members.

All of our Medicare Supplement plans include plan extras that help you manage your health and well-being.

For rates and coverage details, use our plan comparison tool to get a quote and apply.

Blue Shield Medicare Supplement plans explained

Click on the links below to learn about our plans or download Summary of Benefits.

  • Plan A

    Our basic Medicare Supplement Plan. It includes coverage for Medicare Part A and Part B copayments, coinsurance and more.

  • Plan C

    This plan includes coverage for Medicare Part A and Part B deductibles, copayments and coinsurance, plus:

    • Skilled nursing facility care
    • Foreign travel emergencies
  • Plan D

    This plan includes coverage for Medicare Part A deductibles, copayments and coinsurance, plus:

    • Skilled nursing facility care
    • Foreign travel emergencies
  • Plan F

    It includes coverage for Medicare Part A and Part B deductibles, copayments and coinsurance, plus:

    • Skilled nursing facility care
    • Foreign travel emergencies
    • 100% coverage of Medicare Part B excess charges
  • NEW! Plan F Extra

    This plan has all of the same benefits as regular Plan F as listed above, including coverage for Medicare Part A and Part B deductibles, copayments and coinsurance, plus a few extra benefits not covered by Medicare:

    • Hearing Aid services
    • Personal Emergency Response System (PERS)
    • Comprehensive Vision

    Please note, Plan F Extra has no high deductible option. Plan F Extra members can only enroll in Dental 1000 or Dental 1500.

  • High Deductible Plan F

    This plan has the same benefits as regular Plan F, but with a lower monthly rate and a $2,200 annual deductible. Regular Plan F has no deductible.

  • Plan G

    This plan includes coverage for Medicare Part A, co-payments and coinsurance, plus:

    • Skilled nursing facility care
    • Foreign travel emergencies
    • 100% coverage of Medicare Part B excess charges
  • Plan K

    This plan provides coverage for Medicare Part A coinsurance and a portion of Part B coinsurance, plus 50% of the Medicare Part A deductible and more. The annual maximum copayment for Plan K is $5,120.

  • Plan N

    This has the same benefits as Plan D, but with this plan, you will be responsible for paying:

    • Up to $20 copayment for office visits

    • Up to a $50 copayment for visits to the emergency room.

Ways to save

New to Medicare?

Then we want to welcome you. You can save $25 each month2 on your Medicare Supplement plan rates if you're new to Medicare Part B.

  • To qualify, you must be 65 or older, and we must receive your application within six months of the date you enrolled for benefits under Medicare Part B.
  • Savings will be effective for the first 12 months of your plan dues. The Welcome to Medicare Rate Savings is available for four plans: A, C, D, F, F Extra and G.

Sign up for Easy$Pay

If you sign up for Easy$PaySM you will save $3 per month.2 This service automatically transfers your monthly payment from your checking or savings account.
 

Enroll in one of our dental plans

When you enroll in one of our dental plans at the same time you enroll in your Medicare Supplement plan, you save $3 per month.2, 4

 

Special Enrollment Period3 (SEP)

Already have a Medicare Supplement plan?

Switching to a Blue Shield plan can be simple. With Blue Shield’s Medicare Supplement SEP, you can transfer to an open plan of equal or lesser value at any time during the year without going through underwriting.