Medical coverage

Small business (1 to 100)

Broker resources

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Learn more about Blue Shield's Small Business medical coverage with the Plan Comparison Tool.

This interactive tool features our product portfolio (medical, dental, and vision) with a variety of resources at your fingertips. You can view a single plan, compare multiple plans side by side, or review a plan year-over-year.

Note: Under the Affordable Care Act (ACA), all health plans offered in the small business market for plan years beginning on or after January 1, 2014 – both on and off-exchange – are required to provide four standardized levels of coverage. These are also referred to as the metal levels: platinum, gold, silver, and bronze.

Blue Shield of California Off-Exchange Package for Small Business

Our flagship package features a range of healthcare options including PPO, HSA compatible HDHP*, and HMO plans. Not available for purchase on the Covered California for Small Business (CCSB) online marketplace, these plans can be purchased from Blue Shield through a broker. Customers can choose among any plans in the package, or select our PPO plans to offer alongside HMOs from another carrier. Plans from this package can be sold individually, but cannot be offered alongside plans from any other Blue Shield package.

Blue Shield of California Mirror Package for Small Business

The Mirror Package for Small Business offers your clients the opportunity to purchase the same plans that Blue Shield is offering through Covered California for Small Business (CCSB).

This package includes several HMO and PPO options and may be sold individually. These plans are also available for purchase on the Covered California for Small Business (CCSB) online marketplace. Plans from this package can be sold individually, but cannot be offered alongside plans from any other Blue Shield package.

Blue Shield of California Virtual Blue^SM plans for Small Business

Offer your clients comprehensive, connected coverage that puts their employees first. Virtual Blue^SM delivers with anytime virtual care, $0 virtual visits, and in-person care when they want it—driving value for businesses of all sizes. This plan is designed for people who prefer the convenience of 24/7 virtual care for most primary, specialty, and behavioral health visits, with access to in-person care. 

Leary why Virtual BlueSM is the right solution for today's workforce. 

Learn more about Blue Shield's Tandem and Trio Plans

Our flagship PPO plan offers flexibility and choice, with the freedom of a comprehensive PPO, still giving access to high-performance providers. Discover why Tandem may be a great choice for your clients with our Tandem PPO interactive video.

With Trio, we’ve designed our programs to meet the needs of today’s busy individuals and families while offering a highly personal service. With this Trio HMO interactive video, find reasons why Trio could be the right choice for your client. 

Blue Shield of California Medicare and Medicaid Creditable Plans

All Blue Shield Small Business off-exchange plans contain creditable prescription drug coverage, except:

2022 plans	2023 plans
Bronze Full PPO 5500/65 OffEx ​Bronze Tandem PPO 5500/65 OffEx Bronze Full PPO 7500/65 OffEx Bronze Tandem PPO 7500/65 OffEx Bronze Trio HMO 7000/70	Bronze Trio HMO 7000/70 OffEx Bronze Access+ HMO® 7000/70 OffEx Bronze Local Access+ HMO 7000/70 OffEx Bronze Full PPO 7500/65 OffEx Bronze Tandem PPO 7500/65 OffEx

Find more information about creditable vs. non-creditable coverage»