January 2021 Large Group SOB

January 2021 Summary of Benefits

Large Groups (101 and above)

The SOB documents will include the coverage information you are used to seeing but in a much simplified format. The format makes it easier for members to read and understand their plan benefits. SOBs will be included in new business proposals and renewals, open-enrollment materials, as well as member welcome kits as part of the Evidence of Coverage (EOC).

See FAQs about the new Summary of Benefits.

When providing the Summary of Benefits to an applicant or Blue Shield member, you must also include a Notice of Language Assistance (PDF, 1.04MB).

In addition the Summary of Benefits and Coverage (SBC) Forms, provide your clients with an easy-to-understand overview of what our plans for groups of 101 and above cover. You can download SBC Forms and other resources for these plans:

  • PPO plans
  • HMO plans
  • HSA-compatible plans
  • Trio HMO plans
  • Point of service plans
  • Prescription drug options

 

Related Links

January 2020 Benefit Summaries | Forms and Applications | Benefit Modification Brochures | Group administrator guide | Employer Connection provides resources for your clients | Network 

Show full contents

Prescription drug options

Access+ HMO Plans Summary of Benefits Optional Benefits Disclosures
Access+ HMO® Zero Admit 10 English (PDF, 1MB)
Spanish (PDF, 161KB)

Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)

English  
 

Access+ HMO® Zero Admit 15 English (PDF, 952KB)
Spanish (PDF, 139KB)

Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)

English  
 

Access+ HMO® Zero Admit 20 English (PDF, 1MB)
Spanish (PDF, 161KB)

Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)

English  
 

Access+ HMO® Zero Admit 30 English (PDF, 1MB)
Spanish (PDF, 161KB)

Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture  (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)

English  
 

Access+ HMO® Per Admit 10-250 English (PDF, 1MB)
Spanish (PDF, 162KB)

Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture  (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)

English  
 

Access+ HMO® Per Admit 20-250 English (PDF, 1MB)
Spanish (PDF, 161KB)

Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture  (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)

English  
 

Access+ HMO® Per Admit 20-500 English (PDF, 1MB)
Spanish (PDF, 161KB)

Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture  (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)

English  
 

Access+ HMO® Per Admit 25-750 English (PDF, 1MB)
Spanish (PDF, 161KB)

Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture  (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)

English  
 

Access+ HMO® Per Admit 40-1000 English (PDF, 1MB)
Spanish (PDF, 161KB)

Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture  (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)

English  
 

Access+ HMO® Per Day 15-500 English (PDF, 1MB)
Spanish (PDF, 161KB)

Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture  (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)

English  
 

Access+ HMO® Per Day 25-750  English (PDF, 1MB)
Spanish (PDF, 161KB)

Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture  (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)

English  
 

Access+ HMO® Facility Coinsurance
15-20%
English (PDF, 1MB)
Spanish (PDF, 162KB)

Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture  (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)

English  
 

Access+ HMO® Facility Coinsurance
20-20%
English (PDF, 1MB)
Spanish (PDF, 162KB)

Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture  (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)

English  
 

Access+ HMO® Facility Coinsurance
25-25%
English (PDF, 1MB)
Spanish (PDF, 1MB)

Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture  (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)

English  
 

Access+ HMO® Facility Coinsurance 30-30%

English (PDF, 1MB)
Spanish (PDF, 162KB)

Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture  (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)

English  
 

Access+ HMO® Facility Coinsurance
40-40%
English (PDF, 1MB)
Spanish (PDF, 162KB)

Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture  (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)

English  
 

Access+ HMO® Zero Facility Deductible
30-20%
English  (PDF, 1MB)
Spanish (PDF, 162KB)

Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture  (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)

English  
 

Access+ HMO® Facility Deductible 15-10%/250 English (PDF, 1MB)
Spanish (PDF, 165KB)

Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture  (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)

English  
 

Access+ HMO® Facility Deductible 15-10%/500 English  (PDF, 1MB)
Spanish (PDF, 165KB)

Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture  (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)

English  
 

Access+ HMO® Facility Deductible 15-10%/750 English (PDF, 1MB)
Spanish (PDF, 165KB)

Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture  (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)

English  
 

Access+ HMO® Facility Deductible
15-10%/1500
English (PDF, 1MB)
Spanish (PDF, 165KB)

Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture  (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)

English  
 

Access+ HMO® Facility Deductible
20-25%/1500
English (PDF, 1MB)
Spanish (PDF, 162KB)

Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture  (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)
 

English  
 

Access+ HMO® Facility Deductible
30-10%/1500
English (PDF, 1MB)
Spanish (PDF, 165KB)

Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture  (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)

English  
 

Access+ HMO® Facility Deductible 30-30%/2000 English (PDF, 1MB)
Spanish (PDF, 165KB)

Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture  (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)

English  
 

Access+ HMO® Facility Deductible 40-40%/2000 English (PDF, 1MB)
Spanish (PDF, 165KB)

Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture  (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)

English  
 

Access+ HMO® Facility Deductible 40-40%/5800 English (PDF, 1MB)
Spanish (PDF, 165KB)

Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture  (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)

English  
 

 

Access+ HMO SaveNet Plans Summary of Benefits Optional Benefits Disclosures
Access+ HMO® SaveNet
Zero Admit 10
English (PDF, 1MB)
Spanish (PDF, 161KB)

Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture  (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)

English  
 

Access+ HMO® SaveNet
Zero Admit 20
English (PDF, 1MB)
Spanish (PDF, 165KB)

Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture  (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)

English  
 

Access+ HMO® SaveNet
Zero Admit 30
English (PDF, 1MB)
Spanish (PDF, 161KB)

Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture  (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)

English  
 

Access+ HMO® SaveNet
Per Admit 10-250
English (PDF, 1MB)
Spanish (PDF, 161KB)

Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture  (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)

English  
 

Access+ HMO® SaveNet
Per Admit 20-500
English (PDF, 1MB)
Spanish (PDF, 161KB)

Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture  (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)

English  
 

Access+ HMO® SaveNet
Per Admit 25-750
English (PDF, 1MB)
Spanish (PDF, 161KB)

Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture  (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)

English  
 

Access+ HMO® SaveNet
Per Admit 40-1000
English (PDF, 1MB)
Spanish (PDF, 161KB)

Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture  (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)

English  
 

Access+ HMO® SaveNet
Facility Coinsurance 15-20%
English (PDF, 1MB)
Spanish (PDF, 162KB)

Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture  (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)

English  
 

Access+ HMO® SaveNet
Facility Coinsurance 20-20%
English (PDF, 1MB)
Spanish (PDF, 162KB)

Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture  (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)

English  
 

Access+ HMO® SaveNet
Facility Coinsurance 25-25%
English (PDF, 1MB)
Spanish (PDF, 162KB)

Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture  (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)

English  
 

Access+ HMO® SaveNet
Facility Coinsurance 40-40%
English (PDF, 1MB)
Spanish (PDF, 162KB)

Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture  (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)

English  
 

Access+ HMO® SaveNet 
Facility Deductible
15-10%/1500
English (PDF, 1MB)
Spanish (PDF, 162KB)

Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture  (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)

English  
 

Access+ HMO® SaveNet
Facility Deductible
20-25%/1500
English (PDF, 1MB)
Spanish (PDF, 165KB)

Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture  (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)

English  
 

Access+ HMO® SaveNet
Facility Deductible
30-30%/2000
English (PDF, 1MB)
Spanish (PDF, 165KB)

Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture  (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)

English  
 

Access+ HMO® SaveNet
Facility Deductible
40-40%/2000
English (PDF, 1MB)
Spanish (PDF, 166KB)

Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture  (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)

English  
 

Access+ HMO® SaveNet
Facility Deductible
40-40%/5800
English (PDF, 1MB)
Spanish (PDF, 152KB)

Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture  (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)

English  
 

 

Local Access+ HMO Plans Summary of Benefits Optional Benefits Disclosures
Local Access+ HMO® Zero Admit 10

English (PDF, 1MB)
Spanish (PDF, 161KB)

Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture  (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)

English  
 

Local Access+ HMO® Zero Admit 20 English  (PDF, 1MB)
Spanish  (PDF, 161KB)

Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture  (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)

English  
 

Local Access+ HMO® Zero Admit 30 English  (PDF, 1MB)
Spanish  (PDF, 161KB)

Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture  (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)

English  
 

Local Access+ HMO® Per Admit 10-250 English  (PDF, 1MB)
Spanish  (PDF, 161KB)

Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture  (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)

English  
 

Local Access+ HMO® Per Admit 20-500 English  (PDF, 1MB)
Spanish  (PDF, 161KB)

Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture  (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)

English  
 

Local Access+ HMO® Per Admit 25-750 English  (PDF, 1MB)
Spanish  (PDF, 161KB)

Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture  (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)

English  
 

Local Access+ HMO® Per Admit 40-1000 English  (PDF, 1MB)
Spanish  (PDF, 161KB)

Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture  (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)

English  
 

Local Access+ HMO® Facility Coinsurance 15-20% English  (PDF, 1MB)
Spanish  (PDF, 162KB)

Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture  (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)

English  
 

Local Access+ HMO® Facility Coinsurance 20-20% English  (PDF, 1MB)
Spanish  (PDF, 162KB)

Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture  (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)

English  
 

Local Access+ HMO® Facility Coinsurance 25-25%

English (PDF, 1MB)
Spanish (PDF, 162KB)

Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture  (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)

English  
 

Local Access+ HMO® Facility Coinsurance 40-40% English  (PDF, 1MB)
Spanish  (PDF, 162KB)

Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture  (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)

English  
 

Local Access+ HMO® Facility Deductible 15-10%/1500 English  (PDF, 1MB)
Spanish (PDF, 165KB)

Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture  (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)

English  
 

Local Access+ HMO® Facility Deductible 20-25%/1500 English  (PDF, 1MB)
Spanish  (PDF, 165KB)

Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture  (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)

English  
 

Local Access+ HMO® Facility Deductible 30-30%/2000 English  (PDF, 1MB)
Spanish  (PDF, 165KB)

Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture  (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)

English  
 

Local Access+ HMO® Facility Deductible 40-40%/2000 English  (PDF, 1MB)
Spanish (PDF, 165KB)

Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture  (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)

English  
 

Local Access+ HMO® Facility Deductible 40-40%/5800 English  (PDF, 1MB)
Spanish  (PDF,166KB)

Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture  (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)

English  
 

 

Trio HMO Plans Summary of Benefits Optional Benefits Disclosures
Trio HMO Zero Admit 10 English (PDF, 1MB)
Spanish (PDF, 161KB)

Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture  (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)

English  
 

Trio HMO Zero Admit 15 English  (PDF, 1MB)
Spanish  (PDF, 161KB)

Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture  (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)

English  
 

Trio HMO Zero Admit 20 English (PDF, 1MB)
Spanish (PDF, 161KB)

Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture  (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)

English  
 

Trio HMO Zero Admit 30 English (PDF, 1MB)
Spanish (PDF, 161KB)

Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture  (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)

English  
 

Trio HMO Per Admit 10-250 English (PDF, 1MB)
Spanish (PDF, 161KB)

Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture  (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)

English  
 

Trio HMO Per Admit 20-250 English (PDF, 1MB)
Spanish (PDF, 161KB)


Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture  (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)
 

English  
 

Trio HMO Per Admit 20-500 English (PDF, 1MB)
Spanish (PDF, 161KB)

Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture  (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)

English  
 

Trio HMO Per Admit 25-750 English (PDF, 1MB)
Spanish (PDF, 161KB)

Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture  (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)

English  
 

Trio HMO Per Admit 40-1000 English (PDF, 1MB)
Spanish (PDF, 161KB)

Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture  (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)

English  
 

Trio HMO Per Day 15-500 English (PDF, 1MB)
Spanish (PDF, 160KB)

Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture  (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)

English  
 

Trio HMO Per Day 25-750 English (PDF, 1MB)
Spanish (PDF, 161KB)


Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture  (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)

English  
 

Trio HMO Facility Coinsurance 15-20% English (PDF, 1MB)
Spanish (PDF, 161KB)

Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture  (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)

English  
 

Trio HMO Facility Coinsurance 20-20% English  (PDF, 1MB)
Spanish (PDF, 161KB)

Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture  (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)

English  
 

Trio HMO Facility Coinsurance 25-25% English (PDF, 1MB)
Spanish (PDF, 161KB)

Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture  (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)

English  
 

Trio HMO Facility Coinsurance 30-30% English (PDF, 1MB)
Spanish (PDF, 161KB)

Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture  (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)

English  
 

Trio HMO Facility Coinsurance 40-40% English (PDF, 1MB)
Spanish (PDF, 161KB)

Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture  (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)

English  
 

Trio HMO Facility Deductible 15-10%/250 English (PDF, 1MB)
Spanish (PDF, 165KB)

Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture  (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)

English  
 

Trio HMO Facility Deductible 15-10%/500

 

English (PDF, 1MB)
Spanish (PDF, 165KB)

Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture  (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)

English  
 

Trio HMO Facility Deductible 15-10%/750 English (PDF, 1MB)
Spanish (PDF, 165KB)

Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture  (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)

English  
 

Trio HMO Facility Deductible 15-10%/1500 English (PDF, 1MB)
Spanish (PDF, 165KB)

Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture  (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)

English  
 

Trio HMO Facility Deductible 20-25%/1500 English  (PDF, 1MB)
Spanish  (PDF, 165KB)

Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture  (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)

English  
 

Trio HMO Facility Deductible 30-10%/1500 English (PDF, 1MB)
Spanish (PDF, 165KB)

Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture  (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB) 

English  
 

Trio HMO Facility Deductible 30-30%/2000 English  (PDF, 1MB)
Spanish  (PDF, 165KB)

Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture  (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)

English  
 

Trio HMO Facility Deductible 40-40%/2000 English (PDF, 1MB)
Spanish (PDF, 165KB)

Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture  (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)

English  
 

Trio HMO Facility Deductible 40-40%/5800 English  (PDF, 1MB)
Spanish (PDF, 166KB)

Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture  (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)
 

English  
 

Trio HMO Zero Facility Deductible 30-20% English  (PDF, 1MB)
Spanish  (PDF, 161KB)

Chiropractic (PDF, 995KB)
Chiropractic and acupuncture (PDF, 995KB)
Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Chiropractic (PDF, 110KB)
Chiropractic and acupuncture  (PDF, 110KB)
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 113KB)
Additional infertility 50% (PDF, 110KB)
Additional infertility 80% (PDF, 110KB)
Additional infertility 95% (PDF, 110KB)

English  
 

 

Show full contents

Prescription drug options

Full PPO Plans Summary of Benefits Optional Benefits  Disclosures
Full PPO No Network Deductible 10 100/50 English (PDF, 1MB)
Spanish (PDF, 196KB)

Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 109KB)
Additional infertility 50% (PDF, 109KB)
Additional infertility 80% (PDF, 109KB)
Additional infertility 95% (PDF, 109KB)

English (PDF, 25KB)
Full PPO No Network Deductible 20 100/50 English (PDF, 1MB)
Spanish (PDF, 196KB)
 

Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 109KB)
Additional infertility 50% (PDF, 109KB)
Additional infertility 80% (PDF, 109KB)
Additional infertility 95% (PDF, 109KB)

English (PDF, 25KB)
Full PPO Combined Deductible 0-250 80/60

English (PDF, 1MB)
Spanish (PDF, 196KB)

Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 109KB)
Additional infertility 50% (PDF, 109KB)
Additional infertility 80% (PDF, 109KB)
Additional infertility 95% (PDF, 109KB)

English (PDF, 25KB)
Full PPO Combined Deductible 0-250 90/70

English (PDF, 1MB)
Spanish (PDF, 196KB)

Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 109KB)
Additional infertility 50% (PDF, 109KB)
Additional infertility 80% (PDF, 109KB)
Additional infertility 95% (PDF, 109KB)

English (PDF, 25KB)
Full PPO Combined Deductible 0-400 90/70

English (PDF, 1MB)
Spanish (PDF, 196KB)

Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 109KB)
Additional infertility 50% (PDF, 109KB)
Additional infertility 80% (PDF, 109KB)
Additional infertility 95% (PDF, 109KB)

English (PDF, 25KB)
Full PPO Combined Deductible 10-250 90/70

English (PDF, 1MB)
Spanish (PDF, 196KB)

Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 109KB)
Additional infertility 50% (PDF, 109KB)
Additional infertility 80% (PDF, 109KB)
Additional infertility 95% (PDF, 109KB)

English (PDF, 25KB)
Full PPO Combined Deductible 10-500 90/70

English (PDF, 1MB)
Spanish (PDF, 196KB)

Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 109KB)
Additional infertility 50% (PDF, 109KB)
Additional infertility 80% (PDF, 109KB)
Additional infertility 95% (PDF, 109KB)

English (PDF, 25KB)
Full PPO Combined Deductible 15-250 90/70 English (PDF, 1MB)
Spanish (PDF, 196KB)

Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 109KB)
Additional infertility 50% (PDF, 109KB)
Additional infertility 80% (PDF, 109KB)
Additional infertility 95% (PDF, 109KB)

English (PDF, 25KB)
Full PPO Combined Deductible 20-200 90/70 English (PDF, 1MB)
Spanish (PDF, 196KB)

Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 109KB)
Additional infertility 50% (PDF, 109KB)
Additional infertility 80% (PDF, 109KB)
Additional infertility 95% (PDF, 109KB)

English (PDF, 25KB)
Full PPO Combined Deductible 20-250 80/60 English (PDF, 1MB)
Spanish (PDF, 196KB)

Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 109KB)
Additional infertility 50% (PDF, 109KB)
Additional infertility 80% (PDF, 109KB)
Additional infertility 95% (PDF, 109KB)

English (PDF, 25KB)
Full PPO Combined Deductible 25-250 80/60 English (PDF, 1MB)
Spanish (PDF, 196KB)

Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 109KB)
Additional infertility 50% (PDF, 109KB)
Additional infertility 80% (PDF, 109KB)
Additional infertility 95% (PDF, 109KB)

English (PDF, 25KB)
Full PPO Combined Deductible 25-250 90/60 English (PDF, 1MB)
Spanish (PDF, 196KB)

Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 109KB)
Additional infertility 50% (PDF, 109KB)
Additional infertility 80% (PDF, 109KB)
Additional infertility 95% (PDF, 109KB)

English (PDF, 25KB)
Full PPO Combined Deductible 30-500 90/60 English (PDF, 1MB)
Spanish (PDF, 196KB)

Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 109KB)
Additional infertility 50% (PDF, 109KB)
Additional infertility 80% (PDF, 109KB)
Additional infertility 95% (PDF, 109KB)

English (PDF, 25KB)
Full PPO Combined Deductible 30-750 80/60 English (PDF, 1MB)
Spanish (PDF, 196KB)

Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 109KB)
Additional infertility 50% (PDF, 109KB)
Additional infertility 80% (PDF, 109KB)
Additional infertility 95% (PDF, 109KB)

English (PDF, 25KB)
Full PPO Combined Deductible 35-500 80/60 English (PDF, 1MB)
Spanish (PDF, 196KB)

Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 109KB)
Additional infertility 50% (PDF, 109KB)
Additional infertility 80% (PDF, 109KB)
Additional infertility 95% (PDF, 109KB)

English (PDF, 25KB)
Full PPO Combined Deductible Value 10-1000 90/70 English (PDF, 1MB)
Spanish (PDF, 196KB)

Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 109KB)
Additional infertility 50% (PDF, 109KB)
Additional infertility 80% (PDF, 109KB)
Additional infertility 95% (PDF, 109KB)

English (PDF, 25KB)
Full PPO Combined Deductible Value 15-1500 80/50 English (PDF, 1MB)
Spanish (PDF, 196KB)

Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 109KB)
Additional infertility 50% (PDF, 109KB)
Additional infertility 80% (PDF, 109KB)
Additional infertility 95% (PDF, 109KB)

English (PDF, 25KB)
Full PPO Combined Deductible Value 20-2000 80/50 English (PDF, 1MB)
Spanish (PDF, 196KB)

Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 109KB)
Additional infertility 50% (PDF, 109KB)
Additional infertility 80% (PDF, 109KB)
Additional infertility 95% (PDF, 109KB)

English (PDF, 25KB)
Full PPO Combined Deductible Value 25-2500 80/50 English (PDF, 1MB)
Spanish (PDF, 196KB)

Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 109KB)
Additional infertility 50% (PDF, 109KB)
Additional infertility 80% (PDF, 109KB)
Additional infertility 95% (PDF, 109KB)

English (PDF, 25KB)
Full PPO Combined Deductible Value 30-3000 80/50 English (PDF, 1MB)
Spanish (PDF, 196KB)

Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 109KB)
Additional infertility 50% (PDF, 109KB)
Additional infertility 80% (PDF, 109KB)
Additional infertility 95% (PDF, 109KB)

English (PDF, 25KB)
Full PPO Combined Deductible Value 40-4000 80/50 English (PDF, 1MB)
Spanish (PDF, 196KB)

Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 109KB)
Additional infertility 50% (PDF, 109KB)
Additional infertility 80% (PDF, 109KB)
Additional infertility 95% (PDF, 109KB)

English (PDF, 25KB)
Full PPO Combined Deductible Value 50-4500 80/50 English (PDF, 1MB)
Spanish (PDF, 196KB)

Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 109KB)
Additional infertility 50% (PDF, 109KB)
Additional infertility 80% (PDF, 109KB)
Additional infertility 95% (PDF, 109KB)

English (PDF, 25KB)
Full PPO Split Deductible 0-1750 80/60 English (PDF, 1MB)
Spanish (PDF, 196KB)

Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 109KB)
Additional infertility 50% (PDF, 109KB)
Additional infertility 80% (PDF, 109KB)
Additional infertility 95% (PDF, 109KB)

English (PDF, 25KB)
Full PPO Split Deductible 0-500 80/60 English (PDF, 1MB)
Spanish (PDF, 196KB)

Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 109KB)
Additional infertility 50% (PDF, 109KB)
Additional infertility 80% (PDF, 109KB)
Additional infertility 95% (PDF, 109KB)

English (PDF, 25KB)
Full PPO Split Deductible 10-250 90/70 English (PDF, 1MB)
Spanish (PDF, 196KB)

Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 109KB)
Additional infertility 50% (PDF, 109KB)
Additional infertility 80% (PDF, 109KB)
Additional infertility 95% (PDF, 109KB)

English (PDF, 25KB)
Full PPO Split Deductible 15-500 90/60 English (PDF, 1MB)
Spanish (PDF, 196KB)

Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 109KB)
Additional infertility 50% (PDF, 109KB)
Additional infertility 80% (PDF, 109KB)
Additional infertility 95% (PDF, 109KB)

English (PDF, 25KB)
Full PPO Split Deductible 20-500 80/60 English ((PDF, 47KB)
Spanish (PDF, 196KB)

Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 109KB)
Additional infertility 50% (PDF, 109KB)
Additional infertility 80% (PDF, 109KB)
Additional infertility 95% (PDF, 109KB)

English (PDF, 25KB)
Full PPO Split Deductible 25-750 80/60 English (PDF, 1MB)
Spanish (PDF, 196KB)

Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 109KB)
Additional infertility 50% (PDF, 109KB)
Additional infertility 80% (PDF, 109KB)
Additional infertility 95% (PDF, 109KB)

English (PDF, 25KB)
Full PPO Split Deductible 35-1000 80/60 English (PDF, 1MB)
Spanish (PDF, 196KB)

Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 109KB)
Additional infertility 50% (PDF, 109KB)
Additional infertility 80% (PDF, 109KB)
Additional infertility 95% (PDF, 109KB)

English (PDF, 25KB)
Full PPO Split Deductible 30-2000 70/50 English (PDF, 1MB)
Spanish (PDF, 196KB)

Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 109KB)
Additional infertility 50% (PDF, 109KB)
Additional infertility 80% (PDF, 109KB)
Additional infertility 95% (PDF, 109KB)

English (PDF, 25KB)
Full PPO Split Deductible 40-4000 70/50 English (PDF, 1MB)
Spanish (PDF, 196KB)

Hearing aid (PDF, 990KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Hearing aid (PDF, 753KB)
Base infertility 50% (PDF, 109KB)
Additional infertility 50% (PDF, 109KB)
Additional infertility 80% (PDF, 109KB)
Additional infertility 95% (PDF, 109KB)

English (PDF, 25KB)

 

 Full PPO Savings Two-Tier Plans Summary of Benefits Optional Benefits  Disclosures
Full PPO Savings Two-Tier
Embedded Deductible 1400/2800/2800
English (PDF, 1MB)
Spanish (PDF, 196KB)

Hearing aid (PDF, 989KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Hearing aid (PDF, 752KB)
Base infertility 50% (PDF, 109KB)
Additional infertility 50% (PDF, 109KB)
Additional infertility 80% (PDF, 109KB)
Additional infertility 95% (PDF, 47KB)

English (PDF, 25KB)
Full PPO Savings Two-Tier
Embedded Deductible 1500/2800/3000
English (PDF, 1MB)
Spanish (PDF, 196KB)

Hearing aid (PDF, 989KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Hearing aid (PDF, 752KB)
Base infertility 50% (PDF, 109KB)
Additional infertility 50% (PDF, 109KB)
Additional infertility 80% (PDF, 109KB)
Additional infertility 95% (PDF, 109KB)

English (PDF, 25KB)
Full PPO Savings Two-Tier
Embedded Deductible 1500/2800/3000 100%
English (PDF, 1MB)
Spanish (PDF, 196KB)

Hearing aid (PDF, 989KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Hearing aid (PDF, 752KB)
Base infertility 50% (PDF, 109KB)
Additional infertility 50% (PDF, 109KB)
Additional infertility 80% (PDF, 109KB)
Additional infertility 95% (PDF, 109KB)

English (PDF, 25KB)
Full PPO Savings Two-Tier
Embedded Deductible 1500/2800/3000
with $0 HDHP Preventive Drug Benefit
English (PDF, 1MB)
Spanish (PDF, 196KB)

Hearing aid (PDF, 989KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Hearing aid (PDF, 752KB)
Base infertility 50% (PDF, 109KB)
Additional infertility 50% (PDF, 109KB)
Additional infertility 80% (PDF, 109KB)
Additional infertility 95% (PDF, 109KB)

English (PDF, 25KB)
Full PPO Savings Two-Tier
Embedded Deductible 1800/2800/3600
English (PDF, 1MB)
Spanish (PDF, 196KB)

Hearing aid (PDF, 989KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Hearing aid (PDF, 752KB)
Base infertility 50% (PDF, 109KB)
Additional infertility 50% (PDF, 109KB)
Additional infertility 80% (PDF, 109KB)
Additional infertility 95% (PDF, 109KB)

English (PDF, 25KB)
Full PPO Savings Two-Tier
Embedded Deductible 2250/2800/4500
English (PDF, 1MB)
Spanish (PDF, 196KB)

Hearing aid (PDF, 989KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Hearing aid (PDF, 752KB)
Base infertility 50% (PDF, 109KB)
Additional infertility 50% (PDF, 109KB)
Additional infertility 80% (PDF, 109KB)
Additional infertility 95% (PDF, 109KB)

English (PDF, 25KB)
Full PPO Savings Two-Tier
Embedded Deductible 2250/2800/4500
with $0 HDHP Preventive Drug Benefit
English (PDF, 1MB)
Spanish (PDF, 196KB)

Hearing aid (PDF, 989KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Hearing aid (PDF, 752KB)
Base infertility 50% (PDF, 109KB)
Additional infertility 50% (PDF, 109KB)
Additional infertility 80% (PDF, 109KB)
Additional infertility 95% (PDF, 109KB)

English (PDF, 25KB)

 

 Full PPO Savings Plans Summary of Benefits Optional Benefits Disclosures
Full PPO Savings Embedded Deductible 2800 English (PDF, 1MB)
Spanish (PDF, 196KB)

Hearing aid (PDF, 989KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Hearing aid (PDF, 752KB)
Base infertility 50% (PDF, 109KB)
Additional infertility 50% (PDF, 109KB)
Additional infertility 80% (PDF, 109KB)
Additional infertility 95% (PDF, 109KB)

English (PDF, 25KB)
Full PPO Savings Embedded Deductible 3000 English (PDF, 1MB)
Spanish (PDF, 196KB)

Hearing aid (PDF, 989KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Hearing aid (PDF, 752KB)
Base infertility 50% (PDF, 109KB)
Additional infertility 50% (PDF, 109KB)
Additional infertility 80% (PDF, 109KB)
Additional infertility 95% (PDF, 109KB)

English (PDF, 25KB)
Full PPO Savings Embedded Deductible 3000 100% English (PDF, 1MB)
Spanish (PDF, 196KB)

Hearing aid (PDF, 989KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Hearing aid (PDF, 752KB)
Base infertility 50% (PDF, 109KB)
Additional infertility 50% (PDF, 109KB)
Additional infertility 80% (PDF, 109KB)
Additional infertility 95% (PDF, 109KB)

English (PDF, 25KB)
Full PPO Savings Embedded Deductible 3500 English (PDF, 1MB)
Spanish (PDF, 196KB)

Hearing aid (PDF, 989KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Hearing aid (PDF, 752KB)
Base infertility 50% (PDF, 109KB)
Additional infertility 50% (PDF, 109KB)
Additional infertility 80% (PDF, 109KB)
Additional infertility 95% (PDF, 109KB)

English (PDF, 25KB)
Full PPO Savings Embedded Deductible 4000

English (PDF, 1MB)
Spanish (PDF, 196KB)

Hearing aid (PDF, 989KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Hearing aid (PDF, 752KB)
Base infertility 50% (PDF, 109KB)
Additional infertility 50% (PDF, 109KB)
Additional infertility 80% (PDF, 109KB)
Additional infertility 95% (PDF, 109KB)

English (PDF, 25KB)
Full PPO Savings Embedded Deductible 4400 100%

English (PDF, 1MB)
Spanish (PDF, 196KB)

Hearing aid (PDF, 989KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Hearing aid (PDF, 752KB)
Base infertility 50% (PDF, 109KB)
Additional infertility 50% (PDF, 109KB)
Additional infertility 80% (PDF, 109KB)
Additional infertility 95% (PDF, 109KB)

English (PDF, 25KB)
Full PPO Savings Embedded Deductible 5500 English (PDF, 1MB)
Spanish (PDF, 196KB)

Hearing aid (PDF, 989KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Hearing aid (PDF, 752KB)
Base infertility 50% (PDF, 109KB)
Additional infertility 50% (PDF, 109KB)
Additional infertility 80% (PDF, 109KB)
Additional infertility 95% (PDF, 109KB)

English (PDF, 25KB)
Tandem PPO Plans Summary of Benefits Optional Benefits  Disclosures
Tandem PPO No Network Deductible 10 100/50 English (PDF, 1MB)
Spanish (PDF, 196KB)

Hearing aid (PDF, 989KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Hearing aid (PDF, 752KB)
Base infertility 50% (PDF, 109KB)
Additional infertility 50% (PDF, 109KB)
Additional infertility 80% (PDF, 109KB)
Additional infertility 95% (PDF, 109KB)

English (PDF, 25KB)
Tandem PPO Combined Deductible
0-250 80/60
English (PDF, 1MB)
Spanish (PDF, 196KB)

Hearing aid (PDF, 989KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Hearing aid (PDF, 752KB)
Base infertility 50% (PDF, 109KB)
Additional infertility 50% (PDF, 109KB)
Additional infertility 80% (PDF, 109KB)
Additional infertility 95% (PDF, 109KB)

English (PDF, 25KB)
Tandem PPO Combined Deductible
0-250 90/70
English (PDF, 1MB)
Spanish (PDF, 196KB)

Hearing aid (PDF, 989KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Hearing aid (PDF, 752KB)
Base infertility 50% (PDF, 109KB)
Additional infertility 50% (PDF, 109KB)
Additional infertility 80% (PDF, 109KB)
Additional infertility 95% (PDF, 109KB)

English (PDF, 25KB)
Tandem PPO Combined Deductible
0-400 90/70
English (PDF, 1MB)
Spanish (PDF, 196KB)

Hearing aid (PDF, 989KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Hearing aid (PDF, 752KB)
Base infertility 50% (PDF, 109KB)
Additional infertility 50% (PDF, 109KB)
Additional infertility 80% (PDF, 109KB)
Additional infertility 95% (PDF, 109KB)

English (PDF, 25KB)
Tandem PPO Combined Deductible
10-250 90/70
English (PDF, 1MB)
Spanish (PDF, 196KB)

Hearing aid (PDF, 989KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Hearing aid (PDF, 752KB)
Base infertility 50% (PDF, 109KB)
Additional infertility 50% (PDF, 109KB)
Additional infertility 80% (PDF, 109KB)
Additional infertility 95% (PDF, 109KB)

English (PDF, 25KB)
Tandem PPO Combined Deductible
15-250 90/70
English (PDF, 1MB)
Spanish (PDF, 196KB)

Hearing aid (PDF, 989KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Hearing aid (PDF, 752KB)
Base infertility 50% (PDF, 109KB)
Additional infertility 50% (PDF, 109KB)
Additional infertility 80% (PDF, 109KB)
Additional infertility 95% (PDF, 109KB)

English (PDF, 25KB)
Tandem PPO Combined Deductible
20-200 90/70
English (PDF, 1MB)
Spanish (PDF, 196KB)

Hearing aid (PDF, 989KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Hearing aid (PDF, 752KB)
Base infertility 50% (PDF, 109KB)
Additional infertility 50% (PDF, 109KB)
Additional infertility 80% (PDF, 109KB)
Additional infertility 95% (PDF, 109KB)

English (PDF, 25KB)
Tandem PPO Combined Deductible
20-250 80/60
English (PDF, 1MB)
Spanish (PDF, 196KB)

Hearing aid (PDF, 989KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Hearing aid (PDF, 752KB)
Base infertility 50% (PDF, 109KB)
Additional infertility 50% (PDF, 109KB)
Additional infertility 80% (PDF, 109KB)
Additional infertility 95% (PDF, 109KB)

English (PDF, 25KB)
Tandem PPO Combined Deductible
25-250 80/60
English (PDF, 1MB)
Spanish (PDF, 196KB)

Hearing aid (PDF, 989KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Hearing aid (PDF, 752KB)
Base infertility 50% (PDF, 109KB)
Additional infertility 50% (PDF, 109KB)
Additional infertility 80% (PDF, 109KB)
Additional infertility 95% (PDF, 109KB)

English (PDF, 25KB)
Tandem PPO Combined Deductible 25-250 90/60 English (PDF, 1MB)
Spanish (PDF, 196KB)

Hearing aid (PDF, 989KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Hearing aid (PDF, 752KB)
Base infertility 50% (PDF, 109KB)
Additional infertility 50% (PDF, 109KB)
Additional infertility 80% (PDF, 109KB)
Additional infertility 95% (PDF, 109KB)

English (PDF, 25KB)
Tandem PPO Combined Deductible
Value 10-1000 90/70
English (PDF, 1MB)
Spanish (PDF, 196KB)

Hearing aid (PDF, 989KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Hearing aid (PDF, 752KB)
Base infertility 50% (PDF, 109KB)
Additional infertility 50% (PDF, 109KB)
Additional infertility 80% (PDF, 109KB)
Additional infertility 95% (PDF, 109KB)

English (PDF, 25KB)
Tandem PPO Split Deductible
0-1750 80/60
English (PDF, 1MB)
Spanish (PDF, 196KB)

Hearing aid (PDF, 989KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Hearing aid (PDF, 752KB)
Base infertility 50% (PDF, 109KB)
Additional infertility 50% (PDF, 109KB)
Additional infertility 80% (PDF, 109KB)
Additional infertility 95% (PDF, 109KB)

English (PDF, 25KB)
Tandem PPO Split Deductible 0-500 80/60 English (PDF, 1MB)
Spanish (PDF, 196KB)

Hearing aid (PDF, 989KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Hearing aid (PDF, 752KB)
Base infertility 50% (PDF, 109KB)
Additional infertility 50% (PDF, 109KB)
Additional infertility 80% (PDF, 109KB)
Additional infertility 95% (PDF, 109KB)

English (PDF, 25KB)
Tandem PPO Split Deductible 10-250 90/70 English (PDF, 1MB)
Spanish (PDF, 196KB)

Hearing aid (PDF, 989KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Hearing aid (PDF, 752KB)
Base infertility 50% (PDF, 109KB)
Additional infertility 50% (PDF, 109KB)
Additional infertility 80% (PDF, 109KB)
Additional infertility 95% (PDF, 109KB)

English (PDF, 25KB)
Tandem PPO Split Deductible 20-500 80/60 English (PDF, 1MB)
Spanish (PDF, 196KB)

Hearing aid (PDF, 989KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Hearing aid (PDF, 752KB)
Base infertility 50% (PDF, 109KB)
Additional infertility 50% (PDF, 109KB)
Additional infertility 80% (PDF, 109KB)
Additional infertility 95% (PDF, 109KB)

English (PDF, 25KB)
Tandem PPO Split Deductible 25-750 80/60 English (PDF, 1MB)
Spanish (PDF, 196KB)

Hearing aid (PDF, 989KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Hearing aid (PDF, 752KB)
Base infertility 50% (PDF, 109KB)
Additional infertility 50% (PDF, 109KB)
Additional infertility 80% (PDF, 109KB)
Additional infertility 95% (PDF, 109KB)

English (PDF, 25KB)
Tandem PPO Split Deductible 30-1500 80/50 English (PDF, 1MB)
Spanish (PDF, 196KB)

Hearing aid (PDF, 989KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Hearing aid (PDF, 752KB)
Base infertility 50% (PDF, 109KB)
Additional infertility 50% (PDF, 109KB)
Additional infertility 80% (PDF, 109KB)
Additional infertility 95% (PDF, 109KB)

English (PDF, 25KB)
Tandem PPO Split Deductible 35-1000 80/60 English (PDF, 1MB)
Spanish (PDF, 196KB)

Hearing aid (PDF, 989KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Hearing aid (PDF, 752KB)
Base infertility 50% (PDF, 109KB)
Additional infertility 50% (PDF, 109KB)
Additional infertility 80% (PDF, 109KB)
Additional infertility 95% (PDF, 109KB)

English (PDF, 25KB)
Tandem PPO Split Deductible 40-3000 70/50 English (PDF, 1MB)
Spanish (PDF, 196KB)

Hearing aid (PDF, 989KB)
Base infertility 50% (PDF, 994KB)
Additional infertility 50% (PDF, 994KB)
Additional infertility 80% (PDF, 994KB)
Additional infertility 95% (PDF, 994KB)

Spanish
Hearing aid (PDF, 752KB)
Base infertility 50% (PDF, 109KB)
Additional infertility 50% (PDF, 109KB)
Additional infertility 80% (PDF, 109KB)
Additional infertility 95% (PDF, 109KB)

English (PDF, 25KB)
Tandem PPO Savings Plans Summary of Benefits Optional Benefits  Disclosures
Tandem PPO Savings Embedded Deductible 3000 English (PDF, 1MB)