Vision Coverage

Small Businesses (1 to 100)

Broker Resources

Benefit summaries | Rates | Evidence of Coverage | Vision brochure | Vision network at a glance  | Sales resources and collateral | Forms and applications | California Plan Information Card (printable ID card) | Find a Vision/Dental Provider 

Bundled savings – now provide a 10% specialty premium discount

Give your small business clients a 10% specialty discount! Anytime you add dental and/or vision to a new or existing small business client's medical coverage, a 10% discount will be applied to the dental and/or vision premiums. Learn more.

 

Earn more when you sell Specialty!

Our dental, vision and life sales incentive program is available to groups of 1-100 employees. Earn $10 per net new member for dental, vision and/or life insurance sales throughout 2019. Get program details.

 

Network.

With one of the largest vision network in California, Blue Shield’s vision plans provide the access, benefits, and choices your clients are looking for. Blue Shield members stay in the network because they have choice: Network use is 98%

 

Vision plan access.

Our vision plans offer access to major retail chains like Costco (warehouse, membership required), Walmart (wholesale) and LensCrafters, independent eye care providers, and an online provider for contact lens materials. Retailers typically offer convenient evening and weekend hours.

 

Allowances versus copays.

Generous allowances for premium lens extras versus the copays that are charged on competitor plans. Learn more.

 

Low eye exam copayment.

Blue Shield vision* plans include a choice of low $10 or $0 eye exam copayments, making it easier than ever for you to offer your clients an affordable wellness solution. Eye exams can play an important role in the early detection of health problems like diabetes and hypertension as well as eye diseases.

 

Frame allowances are available from $120 and $150

• Includes coverage for progressive lenses, photochromic lenses, and anti-reflective coating

• Contact Lens Plus plans that cover both eyeglass lenses/frames and contact lenses, including evaluation, fittings, and materials up to $120 during the benefit period.

• All plans cover polycarbonate lenses for dependent children

• Lenses every 12 or 24 months

• Compare all our plans side-by-side on the new Online Plan Compare tool!

Streamlined administration.

All of our group plans offer streamlined administration: this means one bill, one renewal and one point of administration for all of your clients' Blue Shield business. And, your clients can access and manage all of their coverage information through Employer Connection. With just a few simple clicks members can print or order dental ID cards, track claims, view their annual account balance or plan ahead with valuable treatment cost information.

 

No underwriting.

Vision coverage is available with or without Blue Shield medical coverage. Neither underwriting nor a DE-9C is required for vision coverage when written without Blue Shield medical coverage.

 

Contribution requirements:

Standard contribution requirements of 25% with only a 65% participation requirement allow great flexibility for small business employers.

 

Wellness offers and discounts

Blue Shield offers a wide range of programs that can help members save money and get healthier. In addition to our Discount Vision Program Network, which offers a 20% savings on many vision materials and services, members can get discounts on:

• Laser vision correction surgery discounts† from 15% to 20% with QualSight and NVision Laser Eye Centers.

• Hearing aids - discounts of up to 60% through EPIC, one of the nation's largest networks of hearing-care professionals. Download the EPIC Hearing Aid flier.

• Learn more about all of our wellness discounts. Download the flier.

Calculate the value.

Vision exams can reduce medical costs and boost employee productivity. To help your clients see the potential financial impact, take advantage of Transitions' calculator tool.

 

See the value

Help your clients see the value that vision coverage can bring them in the infographic, Why You Need Group Vision Coverage.

 

Learn more about Blue Shield's Small Group vision coverage with the Broker Plan Comparison Tool.
This new interactive tool features our product portfolio (medical, dental, and vision) with a variety of resources at your fingertips. You can view a single plan, compare multiple plans side by side, or review a plan year-over-year.

 

* Underwritten by Blue Shield of California Life & Health Insurance Company.

 

† The network of practitioners and facilities in the discount programs are managed by the external program administrators identified below, including any screening and credentialing of providers. Blue Shield does not review the services provided by discount program providers for medical necessity or efficacy. Nor does Blue Shield make any recommendations, representations, claims, or guarantees regarding the practitioners, their availability, fees, services, or products. Some services offered through the discount program may already be included as part of the Blue Shield health plan covered benefits. Members must access covered services prior to using the discount program. Blue Shield reserves the right to terminate this program at any time without notice. Discount programs administered by or arranged through independent companies: Discount Vision Program – MESVision; LASIK and PRK – Laser Eye Centers, LLC.