Our underwriting guidelines for small businesses provide quick access to the information you need, including:
Please note that these are guidelines only. Our Small Business underwriters will make the final decision to accept or decline a case and to determine the rate level or an effective date. Brokers are neither authorized to bind nor guarantee coverage, or authorize a specific rate or effective date.
Download the guidelines
2017 Small Business Underwriting Guidelines - effective 1/1/2017 to 12/31/2017
2016 Small Business Underwriting Guidelines - effective 10/1/2016 to 12/31/2016 (updated July 7, 2016)
2016 Small Business Underwriting Guidelines - effective 1/1/2016 to 9/30/2016
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