How to switch your Blue Shield IFP medical plan
Before you switch it helps to have a solid idea of why you want to make a change. We can help direct you to the best place to find the right plan and also help you prepare to apply. Whether you enroll directly with Blue Shield of California or through Covered California, you’ll get the same high-quality plans, provider networks (Exclusive PPO or Trio HMO), and access to the Standard Drug Formulary.
What’s your goal & where to shop
- Want a plan with financial assistance? You can compare plans on Covered California.
- Want to lower your premium or change your cost-sharing? Compare Blue Shield plans.
- Want a recommendation from an expert? Give us a call at (888) 256-3650 (TTY: 711)
Things to keep in mind before you switch
- Cost sharing: If you choose a plan with a very low premium, you may end up with high co-pays when you visit the doctor.
- Is your doctor in network: Check our Find a doctor tool or call the number on the back of your membership card to check if your providers are in-network on your new plan.
How to switch plans
Apply
Prepare for Covered California enrollment (if you are switching to a Covered California plan)
Pay your current premium
Get your new ID card
Choose your PCP (Trio HMO)
Online access
Autopay
Cancel your old plan
Managing your care