IFP Renewal Site Home | Blue Shield of CA
  • English
    • Español
    • English
  • Increase text size Aumentar tamaño de texto
  • Log in Iniciar sesión
  • Contact us
    Comunicarse con nosotros
  •  
  • Feedback Comentarios
BSC_2CPrimary_RGB
  • Home
  • Explore Individual & Family plans

    Explore Individual & Family plans

    • Health Insurance
    • Dental Insurance
    • Vision Insurance
    • Life Insurance
  • Helpful resources

    Helpful resources

    • Find HMO doctors
    • Find PPO doctors
    • Frequently asked questions
Blue Shield of California
  • Explore 2021 health plans Explore 2021 health plans
  • Home
  • Explore Individual & Family plans
    • Health Insurance
    • Dental Insurance
    • Vision Insurance
    • Life Insurance
  • Helpful resources
    • Find HMO doctors
    • Find PPO doctors
    • Frequently asked questions
  • Explorar los planes de salud de 2021
  • Log in

  • English
    • Español
    • English
  • Explore 2021 health plans Explore 2021 health plans
  • Dental, Vision & Life
  • Healthcare FAQs
    • Explorar los planes de salud de 2021
    • Cobertura dental, de la vista y de vida
    • Preguntas frecuentes sobre la atención de la salud
    • Log in

    • English
      • Español
      • English
    -->
    • IFP Renewal Site Home

    days until open enrollment ends

    Continue your coverage with Blue Shield

    2023 Open Enrollment has ended.

    • You can still enroll in a dental, vision, or life insurance plan year-round.
    • Looking for coverage due to a major life change (lost coverage, moved, had a new child, etc.)? Call (888) 626-6780.

    The next Open Enrollment period is November 1, 2023, through January 31, 2024.

    Renew Now

    2023 Open Enrollment has ended.

    • You can still enroll in a dental, vision, or life insurance plan year-round.
    • Looking for coverage due to a major life change (lost coverage, moved, had a new child, etc.)? Call (888) 626-6780.

    The next Open Enrollment period is November 1, 2023, through January 31, 2024.

     

    Get started with your Individual and Family health plan

    Give yourself a better experience this year. Learn how to find a doctor, access plan documents, and access billing resources.

    Get started with your Individual and Family health plan

    Give yourself a better experience this year. Learn how to find a doctor, access plan documents, and access billing resources.

    Start now
     

    Lower your premium with financial help

    See if you qualify by using our subsidy calculator and learn more about subsidies.

    Lower your premium with financial help

    See if you qualify by using our subsidy calculator and learn more about subsidies.

    Estimate subsidy
     

    Give yourself a better experience this year. Learn how to find a doctor, access plan documents, and access billing resources.

    Start now
     

    See if you qualify by using our subsidy calculator and learn more about subsidies.

    Estimate subsidy

    Take the guesswork out of choosing a health plan that's right for you

    We know that selecting a new plan can feel overwhelming. Let us help guide you through the process.

     

    Platinum Plans

    You’ll pay a high monthly rate for your plan, and pay a low amount when you need care.

    Great for those who see a doctor often

    We pay 90% of covered medical expenses

    $0 deductible

     

    Gold Plans

    You’ll pay a little more each month for your plan, and pay less when you get care.

    Great for those who see a doctor often

    We pay 80% of covered medical expenses

    $0 deductible

     

    Silver Plans

    You’ll find an affordable balance between your monthly premiums and the cost when you see a doctor.

    Great for those who want to be prepared for an emergency

    Moderate deductible

    We pay 70% of covered medical expenses after you pay the deductible

     

    Bronze Plans

    You’ll pay a low amount each month for your plan, and pay a high cost share when you get care.

    Great for those who want coverage in case of emergencies but don’t expect to see a doctor often

    Highest deductible

    We pay 60% of covered medical expenses after you pay the deductible

    Helpful information for 2023

    • Why it’s important to “Stay Covered” – Learn about the Individual Mandate

      Californians are required to be enrolled in and maintain minimum essential coverage throughout the year. This is known as the individual mandate.

      In other words, if you do not have health coverage, you may have to pay more in taxes. Staying covered can help you to avoid this tax penalty.

      What is the California tax penalty?

      California enacted legislation to restore the individual mandate and tax penalty in 2020. Those who choose to go without coverage may be subject to a penalty as part of their annual state tax filing if they have access to affordable coverage within the cost limitations set by the state.

      The penalty will be the higher of either a flat amount based on the number of people in the household, or a percentage of the household income.

      The California Franchise Tax Board, which administers the state mandate, will assess the penalties for the coverage year when consumers file their taxes. To find out how much your penalty could be, please use the Individual Shared Penalty Estimator tool. We are not tax professionals and cannot provide tax advice. If you need help, please get advice from a professional tax preparer or adviser.

    • Looking for financial help? You may qualify.

      In 2021, a law was passed that increased the dollar amount of premium help available to existing Covered California consumers and provided subsidies to those consumers who may not have qualified before.

      The amount of federal premium help (federal advance premium tax credits (APTC), also referred to as subsidies) that Californians can qualify for depends on age, household income and size, and the cost of affordable healthcare coverage in their region. Premium help is available only for medical plans purchased through Covered California.

      Use our quick and easy-to-use subsidy eligibility calculator to find out if you might qualify and get an estimate of your potential premium help amount. If you find out you may be eligible, contact your broker or a Blue Shield Customer Care agent to learn about your options. 
      If you qualify for a subsidy and you need a 2023 effective date, you can begin your enrollment process into your new plan today. For a plan effective in 2024, open enrollment will begin November 1, 2023.

    • Information for our members who purchased plans through Covered California

      Whom to contact for help with your plan purchased through Covered California

      If you purchased your plan through Covered California, there are certain situations when you should contact Covered California and other situations when you should contact Blue Shield of California directly. Please review the list below to help you understand whom to call when you need help: 

       

      Contact Covered California at (800) 300-1506 or visit CoveredCA.com if you need to:

      • Update your address and contact information
      • Report any changes to your income
      • Update information such as citizenship and proof of residency
      • Make changes to your health coverage
      • Ask questions about financial help
      • Cancel your coverage
      • Request a copy of your health coverage related tax documents from the IRS, and, when applicable, the state of California

       

      Contact Blue Shield at the number listed on your ID card, or log in to your online account at blueshieldca.com if you need to:

      • Make a payment or ask a question about billing and payments
      • Get an electronic version of your membership ID card, which you can also print
      • Learn more about benefits and eligibility
      • Get help finding doctors or other providers
      • Find out how claims for services were paid
      • Change primary care physician
      • Ask about termination due to nonpayment and/or request reinstatement

       

      Family Dental Plans available through Covered California

      Family Dental Plans are available exclusively through Covered California. With Blue Shield Family Dental PPO and HMO plans, you get a first line of defense for your family's overall health and well-being. From additional pediatric dental benefits for children, to in-network dentist savings to easy, online access to benefits, our Family Dental Plans have something for everyone. Contact your broker to learn more.

    • Frequently Asked Questions

      Have other questions regarding renewal or open enrollment? Find your answer in our Frequently Asked Questions.

    Load more info text Load more info text

     

    Looking for dental, vision, and life insurance coverage?

    Good health includes your dental and vision health, too. We’ve got you covered with a variety of dental and vision plans, as well as individual life insurance and Accidental Death & Dismemberment coverage*.

    Get a quote and apply
     

    Dental coverage

    Protect your smile with one of our PPO or HMO dental plans.

    Dental coverage

    Protect your smile with one of our PPO or HMO dental plans.

    Explore dental plans
     

    Vision coverage

    Vision plans starting at only $6.90 per month.

    Vision coverage

    Vision plans starting at only $6.90 per month.

    Explore vision plans
     

    Life insurance coverage

    Protect your loved ones’ financial security.

    Life insurance coverage

    Protect your loved ones’ financial security.

    Explore life insurance

     

    Looking for dental, vision, and life insurance coverage?

     

    Dental coverage

    Protect your smile with one of our PPO or HMO dental plans.

    Explore dental plans
     

    Vision coverage

    Vision plans starting at only $6.90 per month.

    Explore vision plans
     

    Life insurance coverage

    Protect your loved ones’ financial security.

    Explore life insurance
     

    Platinum Plans

    You’ll pay a high monthly rate for your plan, and pay a low amount when you need care.

    Great for those who see a doctor often

    We pay 90% of covered medical expenses

    $0 deductible

     

    Gold Plans

    You’ll pay a little more each month for your plan, and pay less when you get care.

    Great for those who see a doctor often

    We pay 80% of covered medical expenses

    $0 deductible

     

    Silver Plans

    You’ll find an affordable balance between your monthly premiums and the cost when you see a doctor.

    Great for those who want to be prepared for an emergency

    Moderate deductible

    We pay 70% of covered medical expenses after you pay the deductible

     

    Bronze Plans

    You’ll pay a low amount each month for your plan, and pay a high cost share when you get care.

    Great for those who want coverage in case of emergencies but don’t expect to see a doctor often

    Highest deductible

    We pay 60% of covered medical expenses after you pay the deductible

     Blue Shield has a wealth of health-full information, all at your fingertips!

    Watch our video guide.

     Blue Shield has a wealth of health-full information, all at your fingertips!

    Watch our video guide.

    Back to top
     

    * Underwritten by Blue Shield of California Life & Health Insurance Company (Blue Shield Life).

    Disclosures

    1. The average premium of all Trio HMO plans for 2021 is lower than the average premium of all PPO plans.
    2. The average out-of-pocket cost of all Trio HMO plans for 2021 is lower than the average out-of-pocket cost of all PPO plans.
    3. Primary care and behavioral health consultations provided remotely via virtual doctor and telehealth appointments available through Teladoc.
    4. Blue Shield does not offer tax advice. For information or questions, consult a financial or tax advisor.
    5. Discounts are not covered services or benefits under a Blue Shield of California health plan.

    * This is for informational purposes only. * Underwritten by Blue Shield Life & Health Company

      Shop plans
    • Individual & Family plans
      Comprar planes
    • Planes individuales y familiares
      Member support
    • Member sign in
      Apoyo para miembros
    • Inicio de sesión de miembro
      Our company
    • Contact us
    • About Blue Shield
    • Send us feedback
      Nuestra compañía
    • Comunicarse con nosotros
    • Acerca de Blue Shield
    • Enviarnos comentarios
      Legal Notices
    • Nondiscrimination notice
    • Privacy
      Avisos legales
    • Aviso de no discriminación
    • Privacidad
    • facebook
    • twitter
    • instagram
    • LinkedIn
    Get the Blue Shield app Obtenga la aplicación de Blue Shield
    • AppleStore
    • GooglePlay

    © California Physicians’ Service DBA Blue Shield of California 1999-2023. All rights reserved. California Physicians’ Service DBA Blue Shield of California is an independent member of the Blue Shield Association. Health insurance products are offered by Blue Shield of California Life & Health Insurance Company. Health plans are offered by Blue Shield of California.

    TRUSTe Privacy Certification