Find your qualifying life event

Mother and daughter baking

You may qualify for a Blue Shield of California health plan during Special Enrollment if you have recently experienced one of the following life events:

Loss of coverage

  • Loss of your employer health coverage due to job loss
  • COBRA coverage ended
  • Loss of Medi-Cal or Medicaid
  • Employer coverage changed


Change in residence

  • Moved to California
  • Moved within California with access to new plans


Family and age changes

  • Turning 26 years old and no longer eligible as a dependent on your parent’s health plan
  • Getting married
  • Separation or divorce
  • Birth of a new child or recent adoption
  • Death of the person through whom you receive health coverage as a dependent
  • A state or federal court orders health coverage for a dependent   


Other events

  • Having a household income between 138% and 150% of the Federal Poverty Level (must apply through Covered California)
  • End of military service
  • Other exceptional circumstances (validated by Covered California) 


Is your life event listed above? 


Yes, my life event is listed. 

Now that you have determined you are eligible for coverage, let’s see if you also qualify for government financial assistance to help pay your monthly plan premiums.


No, my life event is not listed. 

One of our licensed agents can help you determine if you are eligible for coverage. Call us at (855) 656-0466 Monday through Friday from 8 a.m. to 5:30 p.m.

Page last updated: 10/01/2023

© California Physicians' Service DBA Blue Shield of California 1999-2024. All rights reserved. California Physicians’ Service DBA Blue Shield of California is an independent member of the Blue Shield Association. Health insurance products are offered by Blue Shield of California Life & Health Insurance Company. Health plans are offered by Blue Shield of California.