The advance Premium Tax Credit (APTC), also known as a subsidy, only apply to medical plans. If you have a Blue Shield dental, vision, or life insurance plan, these plans do not qualify for premium assistance.
Blue Shield offers dental, vision, and life insurance direct to members. Consumers cannot purchase a Blue Shield dental, vision, or life insurance plan through Covered California. If you already have one of these types of plans from Blue Shield, you can keep that plan even if you make changes to your Blue Shield medical plan. When you enroll with Covered California for a medical plan, you will be given the opportunity to enroll in a dental plan through Covered California, but you can skip that page during the enrollment process and keep your current Blue Shield dental plan. Just continue to pay your bills.
If you don’t currently have a Blue Shield dental plan, you can also purchase a Blue Shield Family Dental plan through Covered California. Consumers cannot purchase a Blue Shield vision or life insurance plan through Covered California.
If you choose to purchase a new Blue Shield medical plan through Covered California, you will receive a separate bill for your Blue Shield dental, vision and/or life insurance plan(s). This means you will have a separate login to access your new medical plan from your dental or vision plan (as noted in "Register for online access for your new medical plan" above). This will be the case whether you purchase dental through Covered California or through Blue Shield. You will also have to manage separate autopayment programs for your medical plan from your dental or vision plan (as noted in "Manage Autopay for your new medical plan" above).
*Underwritten by Blue Shield Life & Health Insurance Company (Blue Shield Life)