If you’re currently enrolled in Medicare or are becoming eligible soon, you probably have questions about your coverage. This video takes an in-depth look at the four basic parts that make up Medicare Part A, B, C and D. That’s hospital, medical, and prescription drug coverage. You’ll learn what each part covers and better understand how to use your Medicare benefits.
The different parts of Medicare
Take a deep dive into the different Medicare parts: Part A, Part B, Part C, and Part D. Parts A & B are often known as Original Medicare. Part C is sometimes called Medicare Advantage and is a plan that private insurance companies like Blue Shield of California can offer you. Part D is prescription coverage that can be added to any of the above parts. By putting together the different parts of Medicare, you can create a coverage plan that meets your healthcare needs.
Original Medicare Parts A & B: What’s not covered
When learning about Medicare, it’s important to know what’s covered and what’s not. Original Medicare, which is Medicare Part A and Part B, covers your hospital and medical insurance. But there are some benefits and healthcare needs that Parts A and B don’t cover. You may want to find additional Medicare coverage for things like vision, hearing, and dental.
When to enroll in Medicare
Learning when to enroll in Medicare is one of the most important steps on your Medicare journey. Medicare enrollment is not automatic for most people. You have to sign up unless you already collect benefits from Social Security or the Railroad Retirement Board. You can only sign up for Medicare at certain times. If you miss the deadlines, the start of your coverage may be delayed, and you may pay higher premiums as a result. In this video, we’ll show you which enrollment window is yours and how to be sure you avoid any penalties for late enrollment.
Your Medicare coverage choices at a glance
Once you’re ready to enroll in Medicare, picking a plan may be confusing. There’s so many different combinations between Original Medicare, Medicare Advantage plans, and Medicare Supplement (Medigap) coverage. We’ll help you better understand what each plan is for and why you might want to enroll in different types of Medicare coverage.
Medicare Advantage Plans – Part C
Medicare Part C, also known as Medicare Advantage, is an “all-in-one” alternative to Original Medicare. Part C plans are offered by private health insurance companies like Blue Shield of California, and they combine the coverage offered in Original Medicare (Part A and Part B). In this video, you can explore some of the benefits and services in Medicare Advantage plans and better understand how this coverage may work for you.
Medicare Supplement plans
Original Medicare pays a good portion of your health care costs, but it doesn’t cover the cost of everything. Medicare Supplement, or Medigap plans, help fill in the gaps by covering costs that Original Medicare doesn’t—like deductibles, copays, and coinsurance. So you can breathe a little easier knowing there’s a limit to your out-of-pocket expenses.
Prescription Drug Plans
Medicare Part D helps pay for generic and brand-name drugs not covered by Original Medicare. These plans are provided by private insurance companies or health plans, like Blue Shield of California. This video will show you when you might want to add Part D coverage to your plan and how to use it.
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Page last updated: 05/04/2021