Off-Exchange Package

Our flagship package, featuring a range of healthcare options including PPO, HSA compatible HDHP*, and HMO plans. Not available for purchase on Covered California for Small Business (CCSB) online marketplace, these plans can be purchased from Blue Shield through a broker. Customers can choose among any plans in the package, or select our PPO plans to offer alongside HMO's from another carrier. Plans from this package can be sold individually, but cannot be offered alongside plans from any other Blue Shield packages.

If you want to offer plans from this package alongside another carrier's HMO, it takes only five enrolling employees with 65% total participation between the two carriers, and at least five, or 50% of the total number of employees, must be enrolled in the Blue Shield plan(s) – whichever is greater.

Learn more about our current participation requirement promotion.

Metal levels and our plans
Under the Affordable Care Act (ACA), all health plans offered in the small business market for plan years beginning on or after January 1, 2014, are required to provide four standardized levels of coverage. These are also referred to as metal levels: platinum, gold, silver and bronze. Learn more about our levels by plan type.

See highlights of all our plans

Additional resources