Small Business PPO plans

A Blue Shield preferred provider organization (PPO) plan maximizes flexibility and choice. Employees can choose from a large number of in-network physicians, see a specialist without a referral, and customize their care. 

Compare plans and networks

PPO plan options

We help small businesses grow with the right health coverage.

PPO plans

All Blue Shield PPO plans are available with our Full PPO network or our Tandem PPO network and include providers in all 58 California counties. 

PPO savings plans

PPO savings plans are high-deductible health plans that are compatible with health savings accounts (HSAs). These plans can be an excellent fit for cost-conscious groups.  

Virtual Blue

This virtual-first plan offers high-value, high-satisfaction coverage with integrated virtual primary, behavioral, and specialty care. Employees also have the option to seek in-person care when preferred.  

Mirror PPO plans

Our Mirror PPO plans are identical to the plans that Blue Shield offers through Covered California for Small Business (CCSB). Mirror PPO plans use the same full PPO network as off-exchange plans.

Which PPO network fits your needs?

Full PPO

Our Full PPO network is the most comprehensive option, giving members access to Blue Shield’s network of more than 80,000 doctors and 380 hospitals.

Tandem PPO

The Tandem PPO network features a streamlined set of providers, with high-value member benefits like our Shield Concierge service – all at a lower cost.

 We’re here to help you explore PPO offerings, compare plans, and find the best plan for your company

Virtual Blue: a digital-first member experience
with a human connection

Convenient and flexible

Virtual BlueSM empowers you and your employees with choice, connection, and convenience. This virtual-first PPO plan is designed for people who prefer the convenience of 24/7 virtual care for most primary, specialty, and behavioral health visits, while retaining access to in-person care. 

Why choose Virtual Blue?

  • Access to 24/7 medical and behavioral health care – including 20 specialties – is available via text, phone, and video. 
  • A dedicated virtual care team comprising a primary care physician, a health coach, and a behavioral healthcare manager who work together to coordinate care and develop treatment plans. 
  • Ability to choose your doctors for virtual or in-person care.  
  • $0 copays and $0 deductible for all virtual visits with a virtual provider. 

 Questions about PPO plans for your small business?  

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