HSA-Compatible Health Plans

 Simple Savings plans are high-deductible health plans (HDHPs) that are compatible with Health Savings Accounts (HSAs). Our PPO HDHPs are simple and straightforward, allowing your employees to easily find the level of coverage that's right for their needs.

With a Simple Savings plan, your employees can open an HSA to pay for qualified medical expenses with tax-advantaged dollars1. And once the deductible is met, they will enjoy predictable out-of-pocket costs for covered services...

HSA-Compatible Health Plans:

  • Offer comprehensive PPO coverage with higher deductibles and lower rates

  • Allow for payment of qualified medical expenses when paired with an individual Health Savings Account

  • Provide more cost-control for employees

Download the overivew of our HSA-compatible health plans (PDF, 193KB).

Simple Savings Plans

In-network providers
(unless otherwise noted)
medical deductibles2
Simple Savings 2500/5000* $2,500/$5,000 $3,500/$7,000 20% 20%
Simple Savings 3400/6800*,3 $3,400/$6,800 $4,250/$8,500 20% 20%

Simple Savings 3500/7000*

$3,500/$7,000 $4,500/$9,000 20% 20%

Simple Savings 4500/9000*

$4,500/$9,000 $5,500/$11,000 20% 20%

Simple Savings 5500/11000*

$5,500/$11,000 $5,950/$11,900 0% 0%

HSA Information Center: A Resource for Employers and Their Employees

Please visit our HSA Information Center to learn more about HSAs. The HSA Information Center offers valuable information and tools for you and your employees such as:

  • Understanding affordable health insurance options

  • Tax calculators

  • Links to HSA administrators

  • IRS regulations relating to HSAs

  • Member support

* Underwritten by Blue Shield of California Life & Health Insurance Company. Pending regulatory approval.

1 Although most individuals who enroll in an HDHP are eligible to open an HSA, you and your employees should consult with a financial adviser to determine if an HSA and HDHP are a good financial fit for you. Blue Shield does not offer tax advice or HSAs. HSAs are offered through financial institutions. For more information about HSAs, eligibility, and the law's current provisions, you and your employees should ask your financial or tax adviser. HSA plan features may vary by institution and may be subject to change by those institutions.

2 The deductible accrues to calendar-year copayment maximum. Please refer to the Certificate of Insurance and the group policy for exact terms and conditions of coverage.

3 The Simple Savings 3400/6800 (HSA-compatible) is the only plan offered by Blue Shield of California Life & Health Insurance Company that may be used with any form of an employer-sponsored "wrap plan". Underwriting criteria prohibits pairing its other health plans with a wrap plan at any time, with the exception of a Health Savings Account (HSA) or employee-funded general-purpose Flexible Spending Account (FSA).



HealthEquity HSA Solution

Learn more about HealthEquity Solution for Blue Shield HSA plans for small businesses.