PPO plans
A Blue Shield PPO plan (preferred provider organization) maximizes flexibility and choice. Employees can choose from a large number of in-network physicians, see a specialist without a referral, and customize their care.
PPO plan options
We help large group grow with the right health coverage.
PPO plans offer flexible provider choice, both in and out of network, though out-of-network care may cost more. No primary care physician or referrals are required.
These plans are lower-premium, high-deductible health plans compatible with health savings accounts (HSAs). They are an excellent option for cost-conscious groups.
Active Choice® PPO plans offer flexibility and greater management over spending. They empower informed healthcare decisions with clear cost information and potential incentives for cost-effective care.
EPO Savings plans offer broad network access without referrals, for cost-conscious employers. They often feature lower premiums HSA compatibility, and streamlined care coordination.
Which PPO network fits your needs?
Our Full PPO network gives members access to more than 80,000 doctors and 380 hospitals.
The Tandem PPO network features a streamlined set of providers and a complement of high-value member benefits including the Shield Concierge service model – all at a lower cost.
We’re here to help you explore PPO offerings, compare plans, and find the best plan for your company.
Virtual Blue: a digital-first member experience with a human connection
Convenient and flexible
Virtual BlueSM empowers you and your employees with choice, connection, and convenience. This virtual-first PPO plan is designed for people who prefer the convenience of 24/7 virtual care for most primary, specialty, and behavioral health visits, while retaining access to in-person care.
Why choose Virtual Blue?
- $0 copays and $0 deductible for all virtual visits with a virtual provider.
- Ability to choose your doctors for virtual or in-person care.
- A dedicated virtual care team comprising a primary care physician, a health coach, and a behavioral healthcare manager who work together to coordinate care and develop treatment plans.
- Access to 24/7 medical and behavioral health care – including 20 specialties – is available via text, phone, and video.
