PPO Savings Plans
PPO Savings Plans are Health Savings Account (HSA)-compatible, high-deductible health plans. These plans can be an excellent fit for cost-conscious members who are looking for ways to make each health-coverage dollar work harder. Our PPO Savings plans can be used in conjunction with establishing an HSA to gain tax benefits for qualified members.* All PPO Savings plans include pharmacy coverage.
Our PPO Savings plans offer:
Affordable monthly dues
Access to one of the largest provider networks in California
Network preventive care at no charge
A calendar-year deductible that accumulates toward the calendar-year out-of-pocket maximum
Outpatient prescription drug coverage
PPO Savings Embedded Deductible plans (qualified high-deductible health plans)
A deductible for each family member, leading up to a family deductible total. Each individual family member needs to meet his or her own deductible until the family has reached its maximum family deductible.
- Full PPOSM Savings Embedded Deductible 2600
- Full PPOSM Savings Embedded Deductible 3000
- Full PPOSM Savings Embedded Deductible 3500
- Full PPOSM Savings Embedded Deductible 4000
- Full PPOSM Savings Embedded Deductible 5500
PPO Savings Two-Tier plans (qualified high-deductible health plans)
These plans replace the existing aggregate deductible plans and are fully compliant with AB1305 for 2017, with a “two-tier” embedded deductible model that helps individuals in a family reach their deductible and 100% benefit coverage. Each is a high-deductible health plan (HDHP)*, offered with full network coverage, that can be paired with an HSA, HRA, HIA, FSA and LPFSA.* Learn more about these account-based health plans. All PPO Savings Two-Tier Embedded plans include pharmacy coverage.
- Full PPOSM Savings Two-Tier Embedded Deductible 1300/2600/2600
- Full PPOSM Savings Two-Tier Embedded Deductible 1500/2600/3000
- Full PPOSM Savings Two Tier Embedded Deductible 1800/2600/3600
- Full PPOSM Savings Two-Tier Embedded Deductible 2250/2600/4500
- Full PPOSM Savings Two-Tier Embedded Deductible 1500/2600/3000 with Value-based Tier Drug Benefit
- Full PPOSM Savings Two-Tier Embedded Deductible 2250/2600/4500 with Value-based Tier Drug Benefit
*While Blue Shield is not a financial institution and does not provide tax advice or accounts, employers can choose from HSA, HRA, HIA, FSA and LPFSA accounts through our integrated platform with HealthEquity. This is a summary only, and may or may not apply to a particular individual or group. Blue Shield does not provide any of these services–the vendor does. Employers should consult a tax adviser before deciding whether these options are a good fit for them. Members should consult with a financial adviser to determine if an HSA, HRA, HIA, FSA or LPFSA is a good financial fit for them.