When it comes to health coverage, we can help
Choosing a plan can seem overwhelming, but we are here to make the process simple and easy for you. Together, we can find the right Blue Shield plan1 for your unique needs and budget.
We can help you
- Compare Blue Shield plans and rates
- Complete an online application today
- Round out your coverage with dental, vision*, or life* insurance coverage. Contact us for details.
- Learn more about our Individual and Family Plans and how you could qualify for federal financial help to lower your premium. Watch this video.
Our health plans offer:
- Preventive care services without a copayment
- Brand-name and generic prescription drug coverage
- Acupuncture, rehabilitative services, physical therapy, and more
To help you choose the right coverage, check out our Plans at a Glance:
Ready to get started? If you know which plan to apply for, complete an online application now. Still have questions? Give us a call.
Applications
2024 Plans
Platinum 90 PPO and Platinum 90 Trio HMO
Blue Shield pays, on average, 90% of covered medical expenses.
With no deductible, these plans are a great choice if you go to the doctor often.
Summary of Benefits: Platinum 90 PPO
Summary of Benefits: Platinum 90 Trio HMO
Gold 80 PPO and Gold 80 Trio HMO
Blue Shield pays, on average, 80% of covered medical expenses.
Similar to our Platinum-level plans, our Gold level plans also have no deductible and offer exceptional coverage with manageable out-of-pocket costs.
Summary of Benefits: Gold 80 PPO
Summary of Benefits: Gold 80 Trio HMO
Silver 70 Off-Exchange PPO and Silver 70 Off-Exchange Trio HMO
Blue Shield pays, on average, 70% of covered medical expenses.
Our Silver 70 Off Exchange PPO and Silver 70 Off Exchange Trio HMO plans are a great choice if you see the doctor occasionally and are looking for a good balance between your monthly plan premiums and the cost when you receive care.
Summary of Benefits: Silver 70 Off Exchange PPO
Summary of Benefits: Silver 70 Off Exchange Trio HMO
Silver 1750 PPO
If you are looking for a high-value, lower-cost plan offering predictable copays, our Silver 1750 PPO plan could be for you. Our Silver 1750 PPO plan is comparable to the Silver 70 PPO and Silver 70 Off-Exchange PPO plans but with lower rates and a lower deductible in exchange for paying a higher percentage of costs for some services.
Summary of Benefits: Silver 1750 PPO
Silver 2600 HDHP PPO
If you’re looking for a plan that allows you to build a health savings account* (HSA)2, the Blue Shield Silver 2600 HDHP PPO plan may be for you. You can prepare for future medical costs by contributing tax-advantaged money to your own HSA.
Summary of Benefits: Silver 2600 HDHP PPO
Bronze 7500 Trio HMO
If you are relatively healthy, don’t expect to use a lot of services, and don't mind a higher deductible – this plan may be ideal for you. It gives you access to commonly used benefits before meeting the deductible at a lower monthly premium.
Summary of Benefits: Bronze 7500 Trio HMO
Bronze 60 PPO
Blue Shield pays, on average, 60% of covered medical expenses.
These plans are a great choice if you rarely see the doctor and would prefer to pay a lower monthly premium in exchange for a larger share of the cost when receiving care.
Summary of Benefits: Bronze 60 PPO
Bronze 60 HDHP PPO
If you are looking for a plan that allows you to build a health savings account (HSA), the Blue Shield Bronze 60 HDHP PPO plan may be for you. Prepare for your future medical costs by contributing tax-advantaged money to your HSA. Additionally, you can receive preventive care services for no additional cost before meeting the deductible.
Summary of Benefits: Bronze 60 HDHP PPO
The Silver 2600 HDHP PPO isn’t your only HSA-compatible option. We also offer the Blue Shield Bronze 60 HDHP PPO plan. You’ll pay less on your plan premiums for the Bronze 60 HDHP plan compared to the Silver 2600 HDHP PPO plan in exchange for a higher share of the cost when using services.
Summary of Benefits: Silver 2600 HDHP PPO
Minimum Coverage PPO
Blue Shield pays, on average, 60% of covered medical expenses.
To be eligible for this plan, you must be under age 30 or qualify for a hardship exception through the Health Insurance Marketplace. This plan is a great choice if you rarely see the doctor and are looking to pay the lowest monthly premium.
Summary of Benefits: Minimum Coverage PPO
Dental, Vision, and Life Insurance
If you are looking for a complete plan, we offer a variety of dental and vision plans to choose from. What’s more, Life Insurance* from Blue Shield of California Life and Health Insurance Company can help offer financial protection at times when your loved ones need it most.
Dental, Vision, and Life Insurance Plans at a Glance
*Underwritten by Blue Shield of California Life & Health Insurance Company (Blue Shield Life).
2023 Plans
Platinum 90 PPO and Platinum 90 Trio HMO
Blue Shield pays, on average, 90% of covered medical expenses.
With no deductible, these plans are a great choice if you go to the doctor often.
Summary of Benefits: Platinum 90 PPO
Summary of Benefits: Platinum 90 Trio HMO
Gold 80 PPO and Gold 80 Trio HMO
Blue Shield pays, on average, 80% of covered medical expenses.
Similar to our Platinum-level plans, our Gold level plans also have no deductible and offer exceptional coverage with manageable out-of-pocket costs.
Summary of Benefits: Gold 80 PPO
Summary of Benefits: Gold 80 Trio HMO
Silver 70 Off-Exchange PPO and Silver 70 Off-Exchange Trio HMO
Blue Shield pays, on average, 70% of covered medical expenses.
Our Silver 70 Off Exchange PPO and Silver 70 Off Exchange Trio HMO plans are a great choice if you see the doctor occasionally and are looking for a good balance between your monthly plan premiums and the cost when you receive care.
Summary of Benefits: Silver 70 Off Exchange PPO
Summary of Benefits: Silver 70 Off Exchange Trio HMO
Silver 1750 PPO
If you are looking for a high-value, lower-cost plan offering predictable copays, our Silver 1750 PPO plan could be for you. Our Silver 1750 PPO plan is comparable to the Silver 70 PPO and Silver 70 Off-Exchange PPO plans but with lower rates and a lower deductible in exchange for paying a higher percentage of costs for some services.
Summary of Benefits: Silver 1750 PPO
Silver 2600 HDHP PPO
If you’re looking for a plan that allows you to build a health savings account* (HSA)2, the Blue Shield Silver 2600 HDHP PPO plan may be for you. You can prepare for future medical costs by contributing tax-advantaged money to your own HSA.
Summary of Benefits: Silver 2600 HDHP PPO
Bronze 7500 Trio HMO
If you are relatively healthy, don’t expect to use a lot of services, and don't mind a higher deductible – this plan may be ideal for you. It gives you access to commonly used benefits before meeting the deductible at a lower monthly premium.
Summary of Benefits: Bronze 7500 Trio HMO
Bronze 60 PPO
Blue Shield pays, on average, 60% of covered medical expenses.
These plans are a great choice if you rarely see the doctor and would prefer to pay a lower monthly premium in exchange for a larger share of the cost when receiving care.
Summary of Benefits: Bronze 60 PPO
Bronze 60 HDHP PPO
If you are looking for a plan that allows you to build a health savings account (HSA), the Blue Shield Bronze 60 HDHP PPO plan may be for you. Prepare for your future medical costs by contributing tax-advantaged money to your HSA. Additionally, you can receive preventive care services for no additional cost before meeting the deductible.
Summary of Benefits: Bronze 60 HDHP PPO
The Silver 2600 HDHP PPO isn’t your only HSA-compatible option. We also offer the Blue Shield Bronze 60 HDHP PPO plan. You’ll pay less on your plan premiums for the Bronze 60 HDHP plan compared to the Silver 2600 HDHP PPO plan in exchange for a higher share of the cost when using services.
Summary of Benefits: Silver 2600 HDHP PPO
Minimum Coverage PPO
Blue Shield pays, on average, 60% of covered medical expenses.
To be eligible for this plan, you must be under age 30 or qualify for a hardship exception through the Health Insurance Marketplace. This plan is a great choice if you rarely see the doctor and are looking to pay the lowest monthly premium.
Summary of Benefits: Minimum Coverage PPO
To help you choose the right coverage, check out our Plans at a Glance:
Dental, Vision, and Life Insurance
If you are looking for a complete plan, we offer a variety of dental and vision plans to choose from. What’s more, Life Insurance* from Blue Shield of California Life and Health Insurance Company can help offer financial protection at times when your loved ones need it most.
Dental, Vision, and Life Insurance Plans at a Glance
*Underwritten by Blue Shield of California Life & Health Insurance Company (Blue Shield Life).
1 If you have current coverage, you should maintain your current coverage until Blue Shield approves the plan you are applying for.
2 Although most individuals who enroll in an HSA-compatible health plan are eligible to open an HSA, you should consult with a financial adviser to determine if an HSA/HDHP is a good financial fit for you. Blue Shield does not offer tax advice for HSAs. HSAs are offered through financial institutions. For more information about HSAs, eligibility, and the law’s current provisions, you should ask your financial or tax adviser.
