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Underwriting Guidelines
Small Businesses (1 to 100)

Our Underwriting Guidelines for small businesses provide quick access to the information you need. They provide:
  • Information on our general approach to underwriting
  • Help for brokers underwriting new and existing small businesses
Please note that these are guidelines only. Our small business underwriters will make the final decision to accept or decline a case and to determine the rate level or an effective date. Brokers are neither authorized to bind nor guarantee coverage, or authorize a specific rate or effective date.
Download the guidelines

2017 Underwriting Guidelines

2016 Underwrting Guidelines
2015 Underwriting Guidelines
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