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Shield Spectrum PPO Savings Plans
Small Groups (2 to 50)

January 2012 Upate
We're excited to offer you a new way to grow and retain your book of business. Simply Shield – our redesigned small group portfolio – offers your clients a simple approach to healthcare coverage.

To make way for our new Simply Shield portfolio, we are streamlining our plan offerings by withdrawing many of our plans from the previous portfolio. To learn more about renewals and withdrawals, your clients' next steps, and how you can assist them, please visit our Renewal and Withdrawal Center.

Please note: If your client currently offers one of Blue Shield's plan packages – PlanSelectSM, Suite Deal, or Dual Choice – they may have some plans without enrollees, and those plans may no longer be available at their next renewal. Only those medical plans included in the new Simply Shield portfolio will be available for enrollment at their next renewal date.

If you have questions, please contact your Blue Shield account manager.
Shield Spectrum PPO Savings Plans
Our high-deductible Shield Spectrum PPOSM Savings plans offers:
  • Affordable monthly dues
  • Preventive care office visits on a copayment basis that are available before meeting the plan deductible 
These plans allow a member's calendar-year deductible to accumulates toward his or her calendar-year out-of-pocket maximum.
 
For family coverage, the calendar-year family deductible must be satisfied before the enrollee or covered dependents can receive benefits for covered services except for Shield Spectrum PPO Savings Plan 4800. In addition, for family coverage the full family out-of-pocket maximum must be met before the enrollee or covered dependents can receive 100 percent of our allowed charges for many covered services except for Shield Spectrum PPO Savings Plan 4800.
 
Shield Spectrum PPO Savings plan members can also take advantage of tax savings available through a health savings account (HSA).
 
HSA-eligible high-deductible health plans for small group employers:
  • Plan 1800/36001 , * 
  • Plan 2250/45002
  • Plan 25001
  • Plan 3000/60001
  • Plan 48001
1. Plan underwritten by Blue Shield of California Life & Health Insurance Company (Blue Shield Life).
2. The Shield Spectrum PPO Savings Plan 2250/4500 (HSA-eligible) is the only Blue Shield Plan, offered by either Blue Shield of California or Blue Shield of California Life & Health Insurance Company, that may be used with any form of an employer-sponsored wrap plan.  Underwriting criteria prohibits pairing its other health plans with a wrap plan at any time, with the exception of an HSA or employee-funded general purpose FSA.  Please contact Blue Shield for more information.
* Shield Spectrum PPO Savings Plan 1800/3600 is pending regulatory review.
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