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July 2008 Product Cycle Updates
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July 2008 Rates
Please note: There were no rate increases for small group medical plans in April 2008.
  Average Commercial
HMO/POS Rate
Action1
Average Commercial
PPO Rate
Action1
 Northern
California
 5.3% increase  4.8% increase
 Southern
California
 5.3% increase  4.8% increase
 Plan  Rate change statewide
 Smile Basic PPO  10% decrease
 Smile Value PPO  10% decrease
 Dental HMO Basic  10% decrease
 Dental HMO Plus  5% decrease
 Vision and life insurance plans  No increase
View our rate tables for more information.
Suite Deal medical package gets rave reviews
In February 2008, we launched the Suite Deal medical package, a multiple plan package for small businesses (groups of 2 to 50) designed to meet your clients’ needs. The early results are in, and we’re pleased to have received an outpouring of praise from many of you who presented Suite Deal to your clients, resulting in our “sweet” success. 
 
If you haven’t offered the Suite Deal medical package to your clients yet, cycle renewal is a good time to start. This package includes seven competitively priced plans from three categories, and clients offer all plans within the package, giving their employees many attractive choices.  Remember, enrollment in all plans is not required and we have lowered participation to make it easier for your clients to qualify for coverage.
 
Go to the Suite Deal medical package  page to learn more about Suite Deal.
Suite Deal Dental is now available
Suite Deal Dental is a package of five dental plans that compares to the affordability and flexibility of our Suite Deal medical package. The participation requirement for Suite Deal Dental is 65% of eligible employees. Employees can select among the five plans below and participation in all plans is not required.
 
The Suite Deal Dental package includes:
  • Smile Basic PPO
  • Smile Value PPO
  • Smile Deluxe Plus 2000 PPO
  • Dental HMO Basic
  • Dental HMO Plus
 
Best yet, you can sell the Suite Deal Dental package with a Blue Shield health plan or on a standalone basis.
PlanSelectSM  is more flexible than ever – Our multiple plan offering allows groups of 2-50 enrolled employees to pick from any combination of 27 different health plans.
 
Sales ActivatorSM  provides personalized marketing materials to help you generate leads and increase your sales. Available 24/7, Sales Activator enables you to:
  • Personalize marketing pieces with your contact information, photo, and/or agency logo
  • Create, purchase and manage mailing lists
  • Implement tips to increase your sales leads and grow your business
  • Track and use your co-op dollars without paperwork
 
Fillable PDF enrollment and change forms save you and your clients time
New fillable forms are now available for enrollment applications and change forms, making it easier for your clients to apply or make changes to their Blue Shield coverage. Go to the enrollment page or Help Current Clients  to download fillable forms today.
Note: July 2008 rate actions are average changes for new business. Renewal changes are based upon cumulative rate actions that have occurred during the contract period.
 
1 Percentages are averages only. The percentage for a specific group may vary. Rate action quoted is based on rates for July 2008.
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Our new online tools help members select hospitals and manage treatment and medications.
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