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Individuals & Families
Covered California Plans
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Individual Term Life Insurance Plans
Individual term life insurance from Blue Shield of California Life & Health Insurance Company (Blue Shield Life) can help your clients protect their loved ones financially. Proceeds can help contribute toward funeral expenses and other daily living expenses in uncertain times. Knowing this protection is in place can also bring your clients added peace of mind in their overall financial planning.

  • Life insurance can be purchased with or without a Blue Shield medical plan.
  • Our $90,000 and $100,000 life insurance policies are available to applicants aged 50 and older.
  • Life insurance coverage is not limited to the main subscriber. Each family member may select their own coverage amount.
  • All requests for life insurance are processed using a dedicated life insurance application form (Application for Individual Term Life Insurance Coverage). Approval
You can also share with your clients our Specialty Plans at a Glance and Life Insurance Infographic to help them understand the importance of life insurance when they need it the most. 
Benefit coverage options by age
Age $10,000 $30,000 $60,000 $90,000 $100,000
1-18* $1.95 $2.95 N/A N/A N/A
19-29 $2.75 $5.35 $9.25 $13.15 $14.45
30-39 $3.05 $6.25 $11.05 $15.85 $17.45
40-49 $5.85 $14.65 $27.85 $41.05 $45.45
50-59 $13.85 $38.65 $75.85 $113.05 $125.45
60-64 $20.45 $58.45 $115.45 $172.45 $191.45
*Those under age 19 are not eligible for $60,000, $90,000, and $100,000 benefit amounts. All plans terminate at age 65. You must be a California resident to be eligible for coverage.
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