employer connection

Added Advantage POS

Our Point-of-Service (POS) plan combines the convenience and predictable out-of-pocket costs of our HMO with access to our extensive PPO provider network.

Your employees have the option to visit either their HMO Personal Physician or a PPO or non-PPO provider each time they access care. Costs depend on which type of provider they choose:

  • Costs are lower when members use their HMO Personal Physician rather than PPO or non-PPO providers.
  • Members pay less to see a PPO provider than they pay to see a non-PPO provider.
  • For covered services from a non-PPO provider, members pay the plan's calendar-year deductible, the applicable copayment plus any charges that exceed Blue Shield's allowable amount.

For additional information, contact your broker or Blue Shield representative.

Note: Access+ SpecialistSM and Access+ SatisfactionSM do not apply to the Blue Shield POS Plan.