Blue Shield

lower your rates, not your expectations.

Trio HMO logo

At Blue Shield of California, we’ve put our powerful connections to work for you to create Trio HMO. Trio offers you a smarter, more modern way to access health care.


Get the care you need when and where you need it. Trio provides convenient virtual care options, worldwide emergency coverage, and more.


Enjoy access to a quality network of local doctors and hospitals, all committed to help deliver a better care experience.


By relying on a specially selected network of providers working more closely together, Trio keeps your monthly premiums as low as possible.

Young woman

What makes Trio such a great choice?

Members enrolled in Trio report 87% satisfaction with its customer service.* From improved coordination among doctors and hospitals to anytime, anywhere virtual care, it’s a health plan that keeps up with your lifestyle:

  • 360˚ customer service with Shield Concierge
  • Access to virtual care 24/7 online or by phone
  • Extensive pharmacy network that includes major chains 
  • Option to self-refer to specialists within the same medical group
  • Urgent and emergency care coverage worldwide
  • Meal delivery program for qualified patients recovering from serious illness

Trio resources

Shield Concierge personal support

Trio gives you access to Shield Concierge – our personalized and coordinated customer care assistant.

Learn about Shield Concierge

Discover your Proven Path to better health with our Wellvolution®. Our digital platform for health and well-being can help you lose weight, quit smoking, and more.

Find out more about Wellvolution
Already a Trio member?

Learn how to get the most out of your Trio HMO plan at our Trio member site.

Learn more about Trio

*Based on member survey conducted by Shield Concierge Customer Advocacy Unit.